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HomeMy WebLinkAboutFSD-028-26Staff Report If this information is required in an alternate accessible format, please contact the Accessibility Coordinator at 905-623-3379 ext. 2453. Report To: Council Date of Meeting: June 22, 2026 Report Number: FSD-028-26 Authored By: Michelle Pick, Accounting Services Manager/Deputy Treasurer Submitted By: Trevor Pinn, Deputy CAO/Treasurer, Finance and Technology Reviewed By: Mary-Anne Dempster, CAO By-law Number: Resolution Number: File Number: Report Subject: 2025 Audited Financial Statements Recommendations: 1.That Report FSD-028-26, and any related delegations or communication items, be received; 2.That the Financial Statements for the Board of Management for Historic Downtown Bowmanville Business Improvement Area for the year ending December 31, 2025, be approved; 3.That the Financial Statements for the Board of Management for the Newcastle Central Business District Improvement Area for the year ending December 31, 2025, be approved; 4.That the Financial Statements for the Board of Management for the Orono Central Business District Improvement Area for the year ending December 31, 2025, be approved; 5.That the Financial Statements for the Municipality of Clarington Trusts for the year ending December 31, 2025, be approved; 6.That the Consolidated Financial Statements for the Municipality of Clarington for the year ending December 31, 2025, be approved; 7.That the Deputy CAO/Treasurer and Accounting Services Manager/Deputy Treasurer be authorized to sign the required letters to finalize each of the audits; C-172-26 Municipality of Clarington Page 2 Report FSD-028-26 8. That Staff prepare the Annual Financial Report for the year ending December 31, 2025, for publication; 9. That the Mayor be given delegated authority to approve the final version of the financial statements, as substantially in the form attached to Report FSD-028-26; and 10. That all interested parties listed in Report FSD-028-26, be advised of Council’s decision. Municipality of Clarington Page 3 Report FSD-028-26 Report Overview To further enhance the transparency and understandability of the Municipality’s financial 1. Background 1.1 Section 294.1 of the Municipal Act, 2001 requires that a municipality, for each fiscal year, prepare annual financial statements for the municipality in accordance with generally accepted accounting principles for local governments as recommended, from time to time, by the Public Sector Accounting Board. 1.2 The statements included in the attachments to this report have been prepared in accordance with the current Public Sector Accounting Standards (PSAS) that are in force. Municipality of Clarington Finance and Technology Department staff continue t o monitor changes to PSAS as they become effective. 1.3 The Consolidated Financial Statements for the Municipality of Clarington include the organizations, local boards and committees that are controlled by the Municipality and form the reporting entity under PSAS. These include: a. Board of Management for the Historic Downtown Bowmanville Business Improvement Area b. Board of Management for the Newcastle Central Business District Improvement Area c. Board of Management for the Orono Central Business District Improvemen t Area d. Clarington Public Library Board and Clarington Museums and Archives e. Newcastle Arena Board f. Newcastle Community Hall Board g. Solina Hall Board Municipality of Clarington Page 4 Report FSD-028-26 h. Tyrone Community Hall Board i. Clarington Heritage Committee j. Bowmanville Santa Clause Parade Committee 1.4 Section 295 of the Act requires the Municipality to publish, within 60 days, the audited financial statements in a newspaper having general circulation within the municipality and a notice that the statements and notes would be available at no cost to the taxpayer upon request. The information may also be provided in a manner that the Treasurer considers appropriate. As in the past, these statements will be made available on the Municipality’s website, and copies may be obtained from Finance and Technology Department. 1.5 The Finance and Technology Department drafts an Annual Financial Report, which provides the audited financial statements as well as financial discussion and analysis. This report is becoming a more common report from larger municipalities and is similar to reports seen by publicly traded companies. The numbers in a financial statement only provide a certain amount of information, to be usable to stakeholders’ additional information may be beneficial. Staff include five-year charts to provide a trend analysis of certain financial information. 2. Financial Statements for the Board of Management for Historic Downtown Bowmanville Business Improvement Area 2.1 The Statement of Financial Position of the Bowmanville BIA increased in 2025 with higher cash and cash equivalents stemming from increased fundraising revenue. 2.2 The fundraising revenue increased by $7,411, driven by successful events, such as Maplefest, Moonlight Magic and Applefest. 2.3 Expenses were higher in 2025 versus 2024, with a total increase of $31,324. The increase is mainly driven by higher events and promotional costs. 2.4 The Bowmanville BIA has an accumulated surplus of $117,996 (2024 – 103,567). 3. Financial Statements for the Board of Management for the Newcastle Central Business District Improvement Area 3.1 The Newcastle BIA’s revenue was higher by $14,120 versus 2024, driven by higher fundraising revenue during the year related to successful events. Municipality of Clarington Page 5 Report FSD-028-26 3.2 Expenses are higher by $28,976, which primarily is due to increased advertising and event expenses for Canada day and Christmas / parade expenses. 3.3 The annual deficit of $15,528 decreases the accumulated surplus to $64,770, which can be utilized in future years to promote and support the Newcastle BIA. 3.4 The net financial assets of the Newcastle BIA decreased by $33,514, which is a mainly driven by the annual deficit of $16,613 and the purchase of tangible capital assets of $16,801. 4. Financial Statements for the Orono Central Business District Improvement Area 4.1 The main changes in the Orono BIA statement of financial position are a decrease of cash of $9,428 and an increase in accounts receivable of $3,641, which is related to the annual deficit of $5,951. 4.2 The Orono BIA saw a decrease in revenue of $9,878 for 2025 over 2024. This was driven mainly by a decrease in transfers from reserve funds. In 2024, the transfer from reserve funds was used to support improved lighting, branding and festival banners. 4.3 The 2025 expenses were in line with spending levels from 2024. 4.4 The annual deficit of $5,951 decreased the accumulated surplus to $8,411. The BIA has an accumulated surplus which is sufficient to cover its liabilities. 5. Financial Statements for the Municipality of Clarington Trust Funds 5.1 The Trust Funds consist of various trust funds administered by the Municipali ty of Clarington. The Trust Funds include holdings related to the care and maintenance of cemeteries and funds bequest to the Newcastle Community Hall. Trust Funds are not included in the Municipality of Clarington’s consolidated financial statements. The financial reporting is in accordance with the Canadian accounting standards for not-for- profit organizations. 5.2 The Trusts do not have any liabilities and consist predominantly of investments, which are primarily GICs. The due (to) from the Municipality of Clarington relates to expenses incurred at the cemetery or funds received by the Municipality, which are due to be transferred to the trust fund. Municipality of Clarington Page 6 Report FSD-028-26 5.3 During the year, $67,784 in care and maintenance receipts were received, with an additional $69,372 of interest earned on the trust fund investments. The trusts transferred $65,098 to the Municipality for the ongoing maintenance of the cemeteries. 6. Consolidated Financial Statements for the Municipality of Clarington Administrative 6.1 The letter stating management’s responsibility for the financial statements is a requirement of PSAS and serves to emphasize that the financial statements are the responsibility of the Municipality, not the auditors. 6.2 The Independent Auditor’s Report is in accordance with requirements of Canadian Auditing Standards (CAS). The report indicates the auditor’s opinion on whether the financial statements and the notes are in accordance with Canadian public sector accounting standards. The audit opinion is “clean” which indicates that we are materially compliant with applicable accounting standards. Consolidated Statement of Financial Position 6.3 The Consolidated Statement of Financial Position is the public sector accounting equivalent of a balance sheet. The statement provides a snapshot, as at December 31, 2025, of the assets, liabilities and accumulated surplus (an indicator of service capacity) specifically on that day. 6.4 Net Financial Assets (the difference between financial assets and liabilities) decreased by approximately $1.1 million in 2025. The financial asset-to-liability ratio of 1.5:1.0 shows that the Municipality is able to fulfill its financial obligations. The reserve and reserve fund balances total $66.6 million and are slightly lower than the 2024 level of $70.0 million. 6.5 A detailed breakdown of the accumulated surplus is presented in Note 20, “Accumulated Surplus” of the Consolidated Financial Statements. The term “accumulated surplus” does not mean and cannot be implied to mean that there are “cash or funds” available for spending. Most of the value in the accumulated surplus represents non-financial assets and reflects the Municipality’s investment in the required infrastructure to deliver the programs and services that stakeholders expect. Consolidated Statement of Operations 6.6 The Consolidated Statement of Operations is the public sector accounting equivalent of an income statement in the private sector. The Consolidated Statement of Operations Municipality of Clarington Page 7 Report FSD-028-26 provides a summary of revenue and expenses for the year, with the annual surplus representing the difference between the cost of providing the Municipality’s services and the revenues recognized during the year. 6.7 In accordance with PSAS, the Municipality uses the accrual basis of accounting rather than the cash-basis. Revenue is recognized when it is earned, and expenses are recognized when they are incurred, as opposed to when funds transfer. 6.8 The Consolidated Statement of Operations, as required by PSAS, lists revenues based on like revenue streams (e.g., taxation, user charges, grants) and expenses based on functional segments. The functional segments for expenses follows the Province of Ontario’s Financial Information Return (FIR) segmentation on service lines. 6.9 Information on the segments’ revenues and expenses, including expense accounting object (e.g., salaries and wages, operating materials, contract services), are included in Schedule 2. Current year and prior year schedules are provided to allow for year -over- year comparisons. 6.10 Schedule 3 shows the budgeted breakdown by segment for each accounting object. This is not a required schedule; but is included to provide additional information to users. 6.11 Property taxation includes the Municipality’s portion only. Funds which are co llected on behalf of the Region of Durham, and the Province of Ontario (for education purposes) are not shown as part of the Statement of Operations. The notes to the financial statements contain a note disclosure on the funds which have been collected and remitted on behalf of the other levels of government. 6.12 Investment income and deferred revenue experienced increases. Most of the deferred revenue earned relates to development charges and is recognized when the asset is recognized. Deferred revenue may also be recognized when grant obligations or performance obligations are met. 6.13 Amortization expense is a non-cash expense which allocates the capital cost of assets across the useful life of the asset. 6.14 Overall, the expenses for the Municipality were slightly above the 2025 budget, and higher than 2024 actuals. It should be noted that the surplus and budget shown on the statements are in accordance with PSAB and are not shown on the same basis that the Municipality budgets annually (which uses a modified cash-basis). Note 22 in the Consolidated Financial Statements contains a reconciliation of adopted budget to PSAB financial statements budget figures. Municipality of Clarington Page 8 Report FSD-028-26 6.15 The Consolidated Statement of Operations shows an annual surplus of $21.4 million for 2025; this compares to a $7.2 million surplus indicated in the budget column. This variance is a result of the differing treatment between the cash-based budget process and the accrual-based reporting process. Included in revenue is $7.4 million, the fair market value of contributed assets transferred from developers (assumed subdivisions) during the year. In future years there will be expenses related to these assets' replacement, maintenance and repairs. As well, there was a significant donation from Ontario Power Generation in 2025, in the amount of $14.0 million, which is reflected in the increase in Donations and contributions from others revenue. Consolidated Statement of Remeasurement Gains 6.16 The Consolidated Statement of Remeasurement Gains shows the impacts of certa in unrealized gains on the financial instruments of the Municipality. In 2025, the gains shown reflect the adjustment from cost to market value of the portfolio investments as at December 31, 2025. 6.17 Unrealized gains and losses are transferred to the Consolidated Statement of Operations once realized. The fluctuations in market are shown through this statement, as an indicator of potential risk. Consolidated Statement of Changes in Net Financial Assets 6.18 The purpose of the Consolidated Statement of Change in Net Financial Assets is to provide financial statement users additional information on the Municipality’s financial activities during the year. 6.19 The statement starts with the annual surplus and backs out non -financial activities such as amortization, accounting gains/losses, and the purchase and sale of assets. 6.20 The main variances between 2025 and 2024 relate to the acquisition of tangible capital assets and the difference in the assets under construction transferred to tangible capital assets in 2025, as well as the impact of unrealized remeasurement gains for the year. Consolidated Statement of Cash Flows 6.21 The Consolidated Statement of Cash Flows explains how the organization financed its activities and met its cash obligations. As is common with public se ctor entities, the Municipality uses the indirect method of cash flow statements, which takes the annual surplus/deficit and adjusts for non-cash transactions as well as the implied cash impact through changes in the statement of financial position. Municipality of Clarington Page 9 Report FSD-028-26 6.22 The cash position of the Municipality decreased during the year from $105.6 million in cash to $100.4 million. During the year, operating activities contributed to an increase of $42.1 million, this includes the receipt of receivables as well as cash (development charges) that are restricted to be used in future years. 6.23 Capital activities represent the investment the Municipality has made in its tangible capital assets that are utilized in the delivery of services to stakeholders. The Municipality invested $57.4 million in cash outlays in 2025. 6.24 The Municipality investment levels increased during 2025 by $38.9 million, mainly due to the investment of debenture proceeds received in 2025, as the capital expenditures associated with these funds will be expended in future years. 6.25 Financing activities during the year included repayment of $3.8 million in the principal of long-term debenture debt and an increase in proceeds of debenture issue of $52.8 million. 7. Financial Considerations Not Applicable. 8. Strategic Plan Not Applicable. 9. Climate Change Not Applicable. 10. Concurrence Not Applicable. 11. Conclusion It is respectfully recommended that the financial statements for the Municipality and its components be approved (subject to the completion of the Deloitte LLP quality control review, and possible minor wording or note disclosure adjustments), that Staff be authorized to sign the final letters to complete the audit, and that Staff be directed to finalize the Annual Financial Report with the approved financial statements. Staff Contact: Michelle Pick, Accounting Services Manager/Deputy Treasurer, 905-623-3379 ext. 2605 or mpick@clarington.net. Municipality of Clarington Page 10 Report FSD-028-26 Attachments: Attachment 1 – Attachment 1 - Draft Financial Statements - Historic Downtown Bowmanville BIA Attachment 2 – Attachment 2 – Draft Financial Statements - Newcastle Central District BIA Attachment 3 – Attachment 3 - Draft Financial Statements - Orono Central BIA Attachment 4 – Attachment 4 - Draft Financial Statements - Municipality of Clarington Trusts Attachment 5 – Attachment 5 - Draft Consolidated Financial Statements - Municipality of Clarington Interested Parties: The following interested parties will be notified of Council's decision:  TD Bank  Ministry of Municipal Affairs and Housing  Bereavement Authority of Ontario If this information is required in an alternate format, please contact the Accessibility Coordinator at (905) 623-3379 ext. 2563. Financial statements of The Corporation of the Municipality of Clarington Board of Management for Historic Downtown Bowmanville Business Improvement Area December 31, 2025 Attachment 1 to Report FSD-028-26 3 4 5 6 7 Independent Auditor’s Report 1– Statement of financial position Statement of operations Statement of change in net financial assets Statement of cash flows Notes to the financial statements 8 –9 Deloitte LLP Bay Adelaide East 8 Adelaide Street West Suite 200 Toronto ON M5H 0A9 Canada Tel: 416-601-6150 Fax: 416-601-6151 www.deloitte.ca Independent Auditor’s Report To the Members of Council of The Corporation of the Municipality of Clarington, Members of The Board of Management for the Historic Downtown Bowmanville Business Improvement Area, Inhabitants and Ratepayers of The Corporation of the Municipality of Clarington Qualified Opinion We have audited the financial statements of The Board of Management for the Historic Downtown Bowmanville Business Improvement Area (the “BIA”), which comprise of the statement of financial position as at December 31, 2025, and the statements of operations, changes in net financial assets and cash flows for the year then ended, and notes to the financial statements, including a summary of significant accounting polices (collectively referred to as the “financial statements”). In our opinion, except for the possible effects of the matter described in the Basis for Qualified Opinion section of our report, the accompanying financial statements present fairly, in all material respects, the financial position of the BIA as at December 31, 2025, and the results of its operations, its changes in net financial assets, and its cash flows for the year then ended in accordance with Canadian public sector accounting standards. Basis for Qualified Opinion The BIA derives revenue from fundraising activities the completeness of which is not susceptible to satisfactory audit verification. Accordingly, our verification of these revenues was limited to the amounts recorded in the records of the BIA and we were not able to determine whether any adjustments might be necessary to fundraising revenue, annual surplus, and cash flows from operations for the years ended December 31, 2025 and 2024, financial assets as at December 31, 2025 and 2024, and net financial assets as at January 1 and December 31 for both the 2025 and 2024 years. We conducted our audit in accordance with Canadian generally accepted auditing standards (“Canadian GAAS”). Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are independent of the BIA in accordance with the ethical requirements that are relevant to our audit of the financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our qualified opinion. Other Matter The financial statements for the year ended December 31, 2024 were audited by another auditor who expressed a qualified opinion on those statements on July 14, 2025 for the reasons described in the Basis for Qualified Opinion section of our report. Responsibilities of Management and Those Charged with Governance for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with Canadian public sector accounting standards, and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is responsible for assessing the BIA’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management either intends to liquidate the BIA or to cease operations, or has no realistic alternative but to do so. Those charged with governance are responsible for overseeing the BIA’s financial reporting process. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian GAAS will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. As part of an audit in accordance with Canadian GAAS, we exercise professional judgment and maintain professional skepticism throughout the audit. We also:  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the BIA’s internal control.  Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management.  Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the BIA’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the BIA to cease to continue as a going concern.  Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation. We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit. Chartered Professional Accountants Licensed Public Accountants ________, 2026 The Corporation of the Municipality of Clarington Board of Management for the Historic Downtown Bowmanville Business District Improvement Area Statement of financial position As at December 31, 2025 2024 Notes $ Financial assets Cash and cash equivalents 103,997 Harmonized Sales Tax receivable 4,473 108,470 Liabilities Accounts payable 4,903 Net financial assets 103,567 Accumulated surplus 103,567 2025 $ 114,066 4,507 118,573 577 117,996 117,996 The accompanying notes are an integral part of these financial statements. Page 4 The Corporation of the Municipality of Clarington Board of Management for the Historic Downtown Bowmanville Business District Improvement Area Statement of operations Year ended December 31, 2025 Budget 2025 2024 Notes $ $ $ (Note 2) (Note 5) Revenues Taxation - Municipality of Clarington 3 184,821 184,821 180,314 Fundraising 68,957 86,856 79,445 253,778 271,677 260,892 Expenses Administration 24,853 6,243 5,853 Events and promotion 134,000 127,469 105,000 Salaries and wages 43,150 82,498 73,700 Streetscape 46,950 41,038 40,238 Capital works 29,850 — — 278,803 257,248 225,924 Annual (deficit) surplus (25,025) 14,429 34,968 Accumulated surplus, beginning of year 103,567 103,567 68,599 Accumulated surplus, end of year 78,542 117,996 103,567 The accompanying notes are an integral part of these financial statements. Page 5 The Corporation of the Municipality of Clarington Board of Management for the Historic Downtown Bowmanville Business District Improvement Area Statement of change in net financial assets As at December 31, 2025 Budget $ (Note 2) 2025 $ 2024 $ Annual (deficit) surplus Net financial assets, beginning of year Net financial assets, end of year (25,025) 103,567 78,542 14,429 103,567 117,996 34,968 68,599 103,567 The accompanying notes are an integral part of these financial statements. Page 6 The Corporation of the Municipality of Clarington Board of Management for the Historic Downtown Bowmanville Business District Improvement Area Statement of cash flows Year ended December 31, 2025 2025 2024 $ $ Operating activities Annual surplus 14,429 34,968 Changes in non-cash operating items Harmonized Sales Tax receivable (34) (515) Accounts payable (4,326) 4,903 10,069 39,356 Net increase in cash 10,069 39,356 Cash, beginning of year 103,997 64,641 Cash, end of year 114,066 103,997 The accompanying notes are an integral part of these financial statements. Page 7 The Corporation of the Municipality of Clarington Board of Management for the Historic Downtown Bowmanville Business District Improvement Area Notes to the financial statements December 31, 2025 The Corporation of the Municipality of Clarington Board of Management for Historic Downtown Bowmanville Business Improvement Area (the “Board”) is a Municipal Local Board in the Province of Ontario, Canada. It conducts its operations guided by the provisions of provincial statutes such as the Municipal Act and related legislation. 1. Significant accounting policies The financial statements of the Board are the representations of management prepared in accordance with Canadian public sector accounting standards (“PSAS”). The focus of the financial statements is on the financial position of the Board and the changes thereto. The Statement of Financial Position includes the assets and liabilities of the Board. Financial assets are those assets which could provide resources to discharge existing liabilities or finance future operations. Non-financial assets are not available to discharge existing liabilities and are held for use in the provision of services. They have useful lives extending beyond the current year and are not intended for sale in the ordinary course of operations. Accumulated surplus represents the difference between assets and liabilities of the Board. This provides information about the Board’s overall future revenue requirements and its ability to finance operations and meet its obligations. (a) Revenue recognition Taxation revenue is recorded when earned and is based on a special assessment. Other revenues are recorded in the period in which transactions or events occurred that gave rise to the revenues. (b) Use of estimates The preparation of financial statements in conformity with PSAS requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the year. Actual results could differ from those estimates. (c) Cash and cash equivalents Cash and cash equivalents are made up of cash held in financial institutions as well as temporary investments with maturities of 90 days or less. (d) Accounts receivable Accounts receivable includes amounts to be received that can be reasonably estimated and collection is reasonably assured. 2. Budget data As per the Board’s By-laws, the budget information presented in these financial statements is based on the budget approved by the Board Members on February 11, 2025. 3. Related party transactions The Board is controlled by The Corporation of the Municipality of Clarington (the “Municipality”) and is dependent on the Municipality for funding through taxes levied by the Municipality on behalf of the Board on an annual basis. During the year, the Board received $184,821 ($180,314 in 2024) of taxes levied by the Municipality on behalf of the Board. Page 8 The Corporation of the Municipality of Clarington Board of Management for the Historic Downtown Bowmanville Business District Improvement Area Notes to the financial statements December 31, 2025 4. Risk management The Board has exposure to the following risks from its use of financial instruments: credit risk and liquidity risk. (a) Credit risk Credit risk is the risk of a financial loss to the Board if a customer or counterparty to a financial instrument fails to meet its contractual obligations. Such risks arise principally from certain financial assets held by the Board consisting of accounts receivable. The Board’s exposure to credit risk associated with accounts receivable is assessed as low because they are due from governments. (b) Liquidity risk Liquidity risk is the risk that the Board will not be able to meet its financial obligations as they become due. The Board’s objective is to have sufficient liquidity to meet these liabilities when due. The Board monitors its cash balance and cash flows generated from operations to meet its liquidity requirements. The liquidity risk arises from the financial liabilities consisting of accounts payable. 5. Comparative amounts Certain of the prior year comparative amounts have been reclassified to conform to the current year’s financial statement presentation. Page 9 If this information is required in an alternate format, please contact the Accessibility Coordinator at (905) 623-3379 ext. 2563. Financial statements of The Corporation of the Municipality of Clarington Board of Management for the Newcastle Central Business District Improvement Area December 31, 2025 Attachment 2 to Report FSD-028-26 3 4 5 6 7 Independent Auditor’s Report 1– Statement of financial position Statement of operations Statement of change in net financial assets Statement of cash flows Notes to the financial statements 8–9 Tel: 416-601-6150 Fax: 416-601-6151 www.deloitte.ca Independent Auditor’s Report To the Members of Council of The Corporation of the Municipality of Clarington, Members of The Board of Management for the Newcastle Central Business Improvement Area, Inhabitants and Ratepayers of The Corporation of the Municipality of Clarington Qualified Opinion We have audited the financial statements of The Board of Management for the Newcastle Central Business Improvement Area (the “BIA”), which comprise of the statement of financial position as at December 31, 2025, and the statements of operations, changes in net financial assets and cash flows for the year then ended, and notes to the financial statements, including a summary of significant accounting polices (collectively referred to as the “financial statements”). In our opinion, except for the possible effects of the matter described in the Basis for Qualified Opinion section of our report, the accompanying financial statements present fairly, in all material respects, the financial position of the BIA as at December 31, 2025, and the results of its operations, its changes in net financial assets, and its cash flows for the year then ended in accordance with Canadian public sector accounting standards. Basis for Qualified Opinion The BIA derives revenue from fundraising activities the completeness of which is not susceptible to satisfactory audit verification. Accordingly, our verification of these revenues was limited to the amounts recorded in the records of the BIA and we were not able to determine whether any adjustments might be necessary to fundraising revenue, annual deficit, and cash flows from operations for the years ended December 31, 2025 and 2024, financial assets as at December 31, 2025 and 2024, and net financial assets as at January 1 and December 31 for both the 2025 and 2024 years. We conducted our audit in accordance with Canadian generally accepted auditing standards (“Canadian GAAS”). Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are independent of the BIA in accordance with the ethical requirements that are relevant to our audit of the financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our qualified opinion. Other Matter The financial statements for the year ended December 31, 2024 were audited by another auditor who expressed a qualified opinion on those statements on July 14, 2025 for the reasons described in the Basis for Qualified Opinion section of our report. Management is responsible for the preparation and fair presentation of the financial statements in accordance with Canadian public sector accounting standards, and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is responsible for assessing the BIA’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management either intends to liquidate the BIA or to cease operations, or has no realistic alternative but to do so. Those charged with governance are responsible for overseeing the BIA’s financial reporting process. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian GAAS will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. As part of an audit in accordance with Canadian GAAS, we exercise professional judgment and maintain professional skepticism throughout the audit. We also: Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the BIA’s internal control. Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management. Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the BIA’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the BIA to cease to continue as a going concern. Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation. Chartered Professional Accountants Licensed Public Accountants ________, 2026 The Corporation of the Municipality of Clarington Board of Management for the Newcastle Central Business District Improvement Area Statement of financial position As at December 31, 2025 2024 Notes $ Financial assets Cash and cash equivalents 82,021 Inventory for resale — 82,021 Liabilities Accounts payable 1,723 Net financial assets 80,298 Non-financial assets Tangible capital assets 4 — Prepaid expense — Total non-financial assets — Accumulated surplus 80,298 2025 $ 42,348 6,086 48,434 565 47,869 14,401 2,500 16,901 64,770 The accompanying notes are an integral part of these financial statements. Approved on behalf of the Board Chair The Corporation of the Municipality of Clarington Board of Management for the Newcastle Central Business District Improvement Area Statement of operations Year ended December 31, 2025 2025 2024 Budget Actual Actual Notes $ $ $ (Note 2) Revenues Taxation - Municipality of Clarington 5 40,000 40,000 40,000 Fundraising — 64,351 50,231 40,000 104,351 90,231 Expenses Administration 2,000 3,795 5,296 Advertising 10,000 12,019 9,764 Events 5,000 80,679 53,695 Downtown safety and décor 23,000 20,986 22,148 Amortization expense — 2,400 — 40,000 119,879 90,903 Annual deficit — (15,528) (672) Accumulated surplus, beginning of year 80,298 80,298 80,970 Accumulated surplus, end of year 80,298 64,770 80,298 The accompanying notes are an integral part of these financial statements. The Corporation of the Municipality of Clarington Board of Management for the Newcastle Central Business District Improvement Area Statement of change in net financial assets As at December 31, 2025 Budget 2025 2024 $ $ $ (Note 2) Annual deficit — (15,528) (672) Acquisition of tangible capital assets — (16,801) — Amortization of tangible capital assets — 2,400 — Acquisition of prepaid expenses — (2,500) — Decrease in net financial assets — (32,429) (672) Net financial assets, beginning of year 80,298 80,298 80,970 Net financial assets, end of year 80,298 47,869 80,298 The accompanying notes are an integral part of these financial statements. The Corporation of the Municipality of Clarington Board of Management for the Newcastle Central Business District Improvement Area Statement of cash flows Year ended December 31, 2025 2025 2024 $ $ Operating activities Annual deficit Non-cash item Amortization of tangible capital assets Changes in non-cash operating items Inventory for resale Accounts payable Prepaid expense Capital activity Acquisition of tangible capital assets (15,528) (672) 2,400 — (6,086) — (1,158) 847 (2,500) — (22,872) 175 (16,801) — Net (decrease) increase in cash (39,673) 175 Cash, beginning of year 82,021 81,846 Cash, end of year 42,348 82,021 The accompanying notes are an integral part of these financial statements. The Corporation of the Municipality of Clarington Board of Management for the Newcastle Central Business District Improvement Area Notes to the financial statements December 31, 2025 1. Significant accounting policies (continued) (f) Tangible capital assets Tangible capital assets are not available to discharge existing liabilities and are held for use in the provision of services. They have useful lives extending beyond the current year and are not intended for sale in the ordinary course of operations. Tangible capital assets are recorded at cost, which includes amounts that are directly attributable to acquisition, construction, development or betterment of the asset. Amortization tangible capital assets is provided on a straight-line basis as follows: Equipment 7 years 2. Budget data As per the Board’s By-laws, the budget information presented in these financial statements is based on the budget approved by the Board Members on January 28, 2025. 3. Tangible capital assets 2025 Accumulated Net book Cost amortization value $$$ Equipment 16,801 2,400 14,401 4. Related party balances and transactions The Board is controlled by The Corporation of the Municipality of Clarington (the “Municipality”) and is dependent on the Municipality for funding through taxes levied by the Municipality on behalf of the Board on an annual basis. During the year, the Board received $40,000 ($40,000 in 2024) of taxes levied by the Municipality on behalf of the Board. 5. Risk management The Board has exposure to the following risks from its use of financial instruments: credit risk and liquidity risk. (a) Credit risk Credit risk is the risk of a financial loss to the Board if a customer or counterparty to a financial instrument fails to meet its contractual obligations. Such risks arise principally from certain financial assets held by the Board consisting of accounts receivable. The Board’s exposure to credit risk associated with accounts receivable is associated as low because the Board assesses, on a continuous basis, amounts receivable on the basis of amounts for which ultimate collection is reasonably assured. Page 8 The Corporation of the Municipality of Clarington Board of Management for the Newcastle Central Business District Improvement Area Notes to the financial statements December 31, 2025 5. Risk management (continued) (b) Liquidity risk Liquidity risk is the risk that the Board will not be able to meet its financial obligations as they become due. The Board’s objective is to have sufficient liquidity to meet these liabilities when due. The Board monitors its cash balance and cash flows generated from operations to meet its liquidity requirements. The liquidity risk arises from the financial liabilities consisting of accounts payable. Page 9 If this information is required in an alternate format, please contact the Accessibility Coordinator at (905) 623-3379 ext. 2563. Financial statements of The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area December 31, 2025 Attachment 3 to Report FSD-028-26 3 4 5 6 7 Independent Auditor’s Report 1– Statement of financial position Statement of operations Statement of change in net financial assets Statement of cash flows Notes to the financial statements 8–9 Deloitte LLP Bay Adelaide East 8 Adelaide Street West Suite 200 Toronto ON M5H 0A9 Canada Tel: 416-601-6150 Fax: 416-601-6151 www.deloitte.ca Independent Auditor’s Report To the Members of Council of The Corporation of the Municipality of Clarington, Members of The Board of Management for the Orono Central Business Improvement Area, Inhabitants and Ratepayers of The Corporation of the Municipality of Clarington Qualified Opinion We have audited the financial statements of The Board of Management for the Orono Central Business Improvement Area (the “BIA”), which comprise of the statement of financial position as at December 31, 2025, and the statements of operations, changes in net financial assets and cash flows for the year then ended, and notes to the financial statements, including a summary of significant accounting polices (collectively referred to as the “financial statements”). In our opinion, except for the possible effects of the matter described in the Basis for Qualified Opinion section of our report, the accompanying financial statements present fairly, in all material respects, the financial position of the BIA as at December 31, 2025, and the results of its operations, its changes in net financial assets, and its cash flows for the year then ended in accordance with Canadian public sector accounting standards. Basis for Qualified Opinion The BIA derives revenue from donations and fundraising activities the completeness of which is not susceptible to satisfactory audit verification. Accordingly, our verification of these revenues was limited to the amounts recorded in the records of the BIA and we were not able to determine whether any adjustments might be necessary to donation and fundraising revenue, annual surplus, and cash flows from operations for the years ended December 31, 2025 and 2024, financial assets as at December 31, 2025 and 2024, and net financial assets as at January 1 and December 31 for both the 2025 and 2024 years. We conducted our audit in accordance with Canadian generally accepted auditing standards (“Canadian GAAS”). Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are independent of the BIA in accordance with the ethical requirements that are relevant to our audit of the financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our qualified opinion. Other Matter The financial statements for the year ended December 31, 2024 were audited by another auditor who expressed a qualified opinion on those statements on July 14, 2025 for the reasons described in the Basis for Qualified Opinion section of our report. Responsibilities of Management and Those Charged with Governance for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with Canadian public sector accounting standards, and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is responsible for assessing the BIA’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management either intends to liquidate the BIA or to cease operations, or has no realistic alternative but to do so. Those charged with governance are responsible for overseeing the BIA’s financial reporting process. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian GAAS will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. As part of an audit in accordance with Canadian GAAS, we exercise professional judgment and maintain professional skepticism throughout the audit. We also:  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the BIA’s internal control.  Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management.  Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the BIA’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the BIA to cease to continue as a going concern.  Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation. We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit. Chartered Professional Accountants Licensed Public Accountants ________, 2026 The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area Statement of financial position As at December 31, 2025 2024 Notes $ Financial assets Cash and cash equivalents 14,362 Accounts receivable 3 — 14,362 Liabilities Accounts payable — Net financial assets 14,362 14,362 Accumulated surplus 2025 $ 4,934 3,641 8,575 164 8,411 8,411 The accompanying notes are an integral part of these financial statements. Page 4 Notes Budget $ 2025 $ 2024 $ (Note 2) 1,5 6,000 6,000 6,000 4,000 2,000 — 5,500 8,013 9,891 — — 10,000 15,500 16,013 25,891 21,850 16,755 14,692 4,200 3,565 3,464 1,240 1,644 3,522 27,290 21,964 21,678 (11,790) 14,362 (5,951) 14,362 4,213 10,149 2,572 8,411 14,362 The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area Statement of operations Year ended December 31, 2025 Revenues Taxation - Municipality of Clarington Grants - Provincial Donations, fundraising and miscellaneous Contribution from reserve funds Expenses Advertising and promotion Landscaping Miscellaneous Annual (deficit) surplus Accumulated surplus, beginning of year Accumulated surplus, end of year The accompanying notes are an integral part of these financial statements. Page 5 The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area Statement of change in net financial assets As at December 31, 2025 Budget $ (Note 2) 2025 $ 2024 $ Annual (deficit) surplus Net financial assets, beginning of year Net financial assets, end of year (11,790) 14,362 2,572 (5,951) 14,362 8,411 4,213 10,149 14,362 The accompanying notes are an integral part of these financial statements. Page 6 The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area Statement of cash flows Year ended December 31, 2025 Operating activities Annual (deficit) surplus Changes in non-cash operating items Accounts receivable Accounts payable Net (decrease) increase in cash Cash, beginning of year Cash, end of year The accompanying notes are an integral part of these financial statements. 2025 2024 $ $ (5,951) 4,213 (3,641) — 164 (1,480) (9,428) 2,733 (9,428) 2,733 14,362 11,629 4,934 14,362 Page 7 The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area Notes to the financial statements December 31, 2025 The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area (the “Board”) is a Municipal Local Board in the Province of Ontario, Canada. It conducts its operations guided by the provisions of provincial statutes such as the Municipal Act and related legislation. 1. Significant accounting policies The financial statements of the Board are the representations of management prepared in accordance with Canadian public sector accounting standards (“PSAS”). The focus of the financial statements is on the financial position of the Board and the changes thereto. The Statement of Financial Position includes the assets and liabilities of the Board. Financial assets are those assets which could provide resources to discharge existing liabilities or finance future operations. Non-financial assets are not available to discharge existing liabilities and are held for use in the provision of services. They have useful lives extending beyond the current year and are not intended for sale in the ordinary course of operations. Accumulated surplus represents the difference between assets and liabilities of the Board. This provides information about the Board’s overall future revenue requirements and its ability to finance operations and meet its obligations. (a) Revenue recognition Taxation revenue is recorded when earned and is based on a special assessment. Grant revenue is recognized as revenue as funds are spent in accordance with the grant restriction and reasonably estimated and collection is reasonably assured. Other revenues are recorded in the period in which transactions or events occurred that gave rise to the revenues. (b) Use of estimates The preparation of financial statements in conformity with PSAS requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the year. Actual results could differ from those estimates. (c) Cash and cash equivalents Cash and cash equivalents are made up of cash held in financial institutions as well as temporary investments with maturities of 90 days or less. (d) Accounts receivable Accounts receivable includes amounts to be received that can be reasonably estimated and collection is reasonably assured. Page 8 The Corporation of the Municipality of Clarington Board of Management for the Orono Central Business District Improvement Area Notes to the financial statements December 31, 2025 2. Budget data As per the Board’s By-laws, the budget information presented in these financial statements is based on the budget approved by the Board Members on September 22, 2023 as part of the 2024 to 2027 multiyear budget submission. 3. Accounts receivable As of December 31, 2025, $1,116 (nil in 2024) is receivable from customers for merchandise sales and $2,525 (nil in 2024) relate to donations which were collected subsequent to the year- end. 4. Related party balances and transactions The Board is controlled by The Corporation of the Municipality of Clarington (the “Municipality”) and is dependent on the Municipality for funding through taxes levied by the Municipality on behalf of the Board on an annual basis. During the year, the Board received $6,000 ($6,000 in 2024) of taxes levied by the Municipality on behalf of the Board. 5. Risk management The Board has exposure to the following risks from its use of financial instruments: credit risk and liquidity risk. (a) Credit risk Credit risk is the risk of a financial loss to the Board if a customer or counterparty to a financial instrument fails to meet its contractual obligations. Such risks arise principally from certain financial assets held by the Board consisting of accounts receivable. The Board’s exposure to credit risk associated with accounts receivable is assessed as low because the Board assesses, on a continuous basis, amounts receivable on the basis of amounts for which ultimate collection is reasonably assured. (b) Liquidity risk Liquidity risk is the risk that the Board will not be able to meet its financial obligations as they become due. The Board’s objective is to have sufficient liquidity to meet these liabilities when due. The Board monitors its cash balance and cash flows generated from operations to meet its liquidity requirements. The liquidity risk arises from the financial liabilities consisting of accounts payable. Page 9 If this information is required in an alternate format, please contact the Accessibility Coordinator at (905) 623-3379 ext. 2563. Financial statements of The Corporation of the Municipality of Clarington Trust Funds December 31, 2025 Attachment 4 to Report FSD-028-26 Independent Auditor’s Report 1–3 Statement of financial position 4 Statement of operations and changes in fund balances 5 Statement of cash flows 6 Notes to the financial statements 7–9 Deloitte LLP Bay Adelaide East 8 Adelaide Street West Suite 200 Toronto ON M5H 0A9 Canada Tel: 416-601-6150 Fax: 416-601-6151 www.deloitte.ca Independent Auditor’s Report To the Members of Council of The Corporation of the Municipality of Clarington Opinion We have audited the financial statements of The Corporation of the Municipality of Clarington Trust Funds (the “Trust Funds”), which comprise of the statement of financial position as at December 31, 2025, and the statements of operations and changes in fund balances, and cash flows for the year then ended, and notes to the financial statements, including a summary of significant accounting polices (collectively referred to as the “financial statements”). In our opinion, the accompanying financial statements present fairly, in all material respects, the financial position of the Trust Funds as at December 31, 2025, and the results of its operations and its cash flow for the year then ended in accordance with Canadian accounting standards for not-for-profit organizations. Basis for Opinion We conducted our audit in accordance with Canadian generally accepted auditing standards (“Canadian GAAS”). Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are independent of the Trust Funds in accordance with the ethical requirements that are relevant to our audit of the financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. Other Matter The financial statements for the year ended December 31, 2024 were audited by another auditor who expressed an unmodified opinion on those statements on July 15, 2025. Responsibilities of Management and Those Charged with Governance for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with Canadian accounting standards for not-for-profit organizations, and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is responsible for assessing the Trust Funds’ ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management either intends to liquidate the Trust Funds or to cease operations, or has no realistic alternative but to do so. Those charged with governance are responsible for overseeing the Trust Funds’ financial reporting process. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian GAAS will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. As part of an audit in accordance with Canadian GAAS, we exercise professional judgment and maintain professional skepticism throughout the audit. We also:  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Trust Funds’ internal control.  Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management.  Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Trust Funds’ ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the Trust Funds to cease to continue as a going concern.  Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation. We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit. Chartered Professional Accountants Licensed Public Accountants ________, 2026 The Corporation of the Municipality of Clarington Trust Funds Statement of financial position As at December 31, 2025 Current assets Due from Interest Municipality Investments receivable of Clarington Fund balances $ $ $ $ (Note 3) Advent Cemetery 918 2 — 920 Bondhead Cemetery 296,870 578 — 297,448 Bowmanville Cemetery 1,457,820 2,836 3,918 1,464,574 Hampton Cemetery 53,101 103 — 53,204 Lakeview Cemetery 70,044 137 — 70,181 Lovekin Cemetery 10,000 19 — 10,019 Orono Cemetery 320,242 623 — 320,865 St. George’s Cemetery 50,390 98 — 50,488 Trulls Cemetery 1,774 3 — 1,777 Vanderveer Legacy Trust 1,000 2 — 1,002 2,262,159 4,401 3,918 2,270,478 Montague Trust 12,225 118 — 12,343 Estate of Irene Rinch/Newcastle Community Hall 167,834 1,623 — 169,457 Total - 2025 2,442,218 6,142 3,918 2,452,278 Total - 2024 2,366,306 8,841 5,073 2,380,220 Total - January 1, 2024 (Note 2) 2,196,265 12,176 10,315 2,218,756 The accompanying notes are an integral part of these financial statements. Page 4 The Corporation of the Municipality of Clarington Trust Funds Statement of operations and changes in fund balances Year ended December 31, 2025 Revenues Less: Excess Fund balances Care and contribution (deficiency) of beginning of maintenance Other to revenues over Fund balances year receipts Interest contributions Total cemeteries expenses end of year $ $ $ $ $ $ $ $ (Note 2) (Note 4) Advent Cemetery 921 — 26 — 26 27 (1) 920 Bondhead Cemetery 286,133 11,517 8,243 — 19,760 8,445 11,315 297,448 Bowmanville Cemetery 1,412,800 52,806 40,788 — 93,594 41,820 51,774 1,464,574 Hampton Cemetery 52,533 712 1,507 — 2,219 1,548 671 53,204 Lakeview Cemetery 69,857 379 1,992 — 2,371 2,047 324 70,181 Lovekin Cemetery 10,028 — 286 — 286 295 (9) 10,019 Orono Cemetery 318,744 2,370 9,108 — 11,478 9,357 2,121 320,865 St. George's Cemetery 50,529 — 1,437 — 1,437 1,478 (41) 50,488 Trulls Cemetery 1,779 — 51 — 51 53 (2) 1,777 Vanderveer Legacy Trust 1,003 — 27 — 27 28 (1) 1,002 2,204,327 67,784 63,465 — 131,249 65,098 66,151 2,270,478 Montague Trust 11,942 — 401 — 401 — 401 12,343 Estate of Irene Rinch/Newcastle Community Hall 163,951 — 5,506 — 5,506 — 5,506 169,457 Total - 2025 2,380,220 67,784 69,372 — 137,156 65,098 72,058 2,452,278 Total - 2024 2,218,756 86,758 108,991 69,466 265,215 103,751 161,464 2,380,220 The accompanying notes are an integral part of these financial statements. Page 5 The Corporation of the Municipality of Clarington Trust Funds Statement of cash flows Year ended December 31, 2025 2025 2024 $ $ (Note 2) Operating activities Excess of revenue over expenses 72,058 161,464 Change in non-cash working capital items Interest receivable 2,699 3,335 Due from Municipality of Clarington 1,155 5,242 75,912 170,041 Investing activity Purchase of investments (75,912) (170,041) Net increase in cash — — Cash, beginning of year — — Cash, end of year — — The accompanying notes are an integral part of these financial statements. Page 6 The Corporation of the Municipality of Clarington Trust Funds Notes to the financial statements December 31, 2025 The Corporation of the Municipality of Clarington Trust Funds (the “Trust Funds”) consist of various trust funds administered by the Corporation of the Municipality of Clarington (the “Municipality”). The Trust Funds include holdings related to the care and maintenance of cemeteries and bequests of funds to the Newcastle Community Hall. 1. Significant accounting policies The financial statements of the Trust Funds are the representations of management prepared in accordance with Canadian accounting standards for not-for-profit organizations and reflect the following policies: Basis of accounting Revenues are recorded in the period in which the transactions or events occurred that gave rise to the revenue. Interest revenue is recorded as earned. Expenditures are recorded in the period the goods and services are acquired and a liability is incurred. Refunds are reported in the period issued. Financial instruments The Trust Funds has selected the following classifications and measurements for its financial instruments’ assets and liabilities: Asset/liability Category Cash Fair value Investments Cost Interest receivable Amortized cost Due from Municipality of Clarington Amortized cost Financial assets and financial liabilities are initially recognized at fair value when the Trust Funds becomes a party to the contractual provisions of the financial instrument. Financial assets and financial liabilities originated or exchanged in related party transactions are initially measured at cost. When the instrument has repayment terms, cost is determined using its undiscounted cash flows, excluding interest payments, less any impairment losses. Otherwise, the cost is determined using the consideration transferred or received by the Trust Funds. Subsequently, all financial instruments are measured at amortized cost, with the exception of cash. Financial assets measured at amortized cost are assessed at each reporting date for indications of impairment. If such impairment exists, the asset is written down and the resulting impairment loss is recognized in the statement of operations and changes in fund balances. Use of estimates The preparation of the financial statements in conformity with Canadian accounting standards for not-for-profit organizations, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amount of revenues and expenditures during the year. Actual results could differ from these estimates. There are no significant estimates in these financial statements. Page 7 The Corporation of the Municipality of Clarington Trust Funds Notes to the financial statements December 31, 2025 2. Impact of the change in the basis of accounting These financial statements are the first financial statements for which the Trust Funds applied Canadian accounting standards for not-for-profit organizations as the financial reporting framework. Prior to January 1, 2025, the Trust Funds followed Canadian Public Sector Accounting Standards. First-time adoption of this basis of accounting had no impact on the statement of financial position as at the transition date, January 1, 2024, or on the excess of revenue over expenses for the year ended December 31, 2024. However, adopting these standards resulted in the addition of a statement of cash flows for the year ended December 31, 2024, which is unaudited. 3. Investments The total investments held by the trust funds of $2,442,218 ($2,366,306 in 2024) reported on the Statement of Financial Position at cost have a fair value of $2,447,303 ($2,372,583 in 2024) at the end of the year. The investments consist of holdings pursuant to the provisions of the Municipality’s investment policy and comprise guaranteed investment certificates issued by a financial institution. It is the Trust Funds’ intention to hold these investments until maturity. The investments have interest rates ranging from 2.05% to 2.40% (2024 - 2.75 – 4.03%) with maturity dates ranging from August 6, 2026, to September 4, 2026 (2024 – August 6, 2025 – September 8, 2025). 4. Care and maintenance funds The Care and Maintenance Funds administered by the Municipality are funded by the sale of cemetery plots. These funds are invested, and the interest earned is used to perform care and maintenance to the Municipality’s cemeteries. The operations and investments of these funds are undertaken by the Municipality in accordance with the regulations of the Cemeteries Act. 5. Related party transactions Related party transactions include $3,918 ($5,073 in 2024) receivable from the Municipality as at December 31, 2025. 6. Government remittances There are no amounts outstanding with regards to government remittances as at December 31, 2025, and 2024. 7. Risk management Credit risk Credit risk is the risk of a financial loss to the Trust Fund if a counterparty to a financial instrument fails to meet its contractual obligations. Credit risk arises from the Trust Funds’ accounts receivable. The Trust Funds’ exposure to credit risk is assessed as low because amounts are receivable from a reputable financial institution and the Municipality, and therefore ultimate collection is reasonably assured. Page 8 The Corporation of the Municipality of Clarington Trust Funds Notes to the financial statements December 31, 2025 7. Risk management (continued) Market risk Market risk is the risk that the fair value of future cash flows of a financial instrument will fluctuate because of changes in market prices. Market risk comprises three types of risk: currency risk, interest rate risk and equity risk. a) Currency risk: Currency risk is the risk that the fair value of future cash flows of a financial instrument will fluctuate because of changes in foreign currency rates. The Trust Funds are not exposed to currency risk. b) Interest risk: Interest rate risk is the potential for financial loss caused by fluctuations in fair value or future cash flows of financial instruments because of changes in market interest rates. The Trust Funds are exposed to this risk through its interest-bearing investments. c) Equity risk: Equity risk is the uncertainty associated with the valuation of assets arising from changes in equity markets. The Trust Funds are not exposed to equity risk. There were no changes to risk exposures from the prior year. Page 9 If this information is required in an alternate format, please contact the Accessibility Co-ordinator at 905-623-3379 ext. 2563 The Corporation of the Municipalit of Clarin ton Consolidated Financial Statements December 31, 2025 Attachment 5 to Report FSD-028-26 Table of Contents Pa e Consolidated Financial Statements Management's Responsiblity for the Consolidated Finanacial Statements 1 - 3Independent Auditor's Report Consolidated Statement of Financial Position 4 Consolidated Statement of Operations 5 Consolidated Statement of Remeasurement Gains (Losses) 6 Consolidated Statement of Change in Net Financial Assets 7 Consolidated Statement of Cash Flows 8 Notes to the Consolidated Financial Statements 9 - 38 Consolidated Schedule of Tangible Capital Assets - Schedule 1 39 - 40 Consolidated Schedule of Segmented Information - Actual - Schedule 2 41 - 42 Consolidated Schedule of Segmented Information - Budget - Schedule 3 43 - 44 Supplementary Statement of Operations - Library and Museum 45 - 46 The Corporation of the Municipality of Clarington December 31, 2025 Management’s Responsibility for the Consolidated Financial Statements The accompanying consolidated financial statements of the Corporation of the Municipality of Clarington are the responsibility of the Municipality’s management and have been prepared in accordance with Canadian public sector accounting standards. The preparation of the financial statements necessarily involves the use of estimates based on management’s judgment, particularly when transactions affecting the current accounting period cannot be finalized with certainty until future periods. The Corporation maintains a system of internal controls designed to provide reasonable assurance that the financial information is relevant, reliable, and accurate, that transactions are properly authorized, and the Corporation’s assets are properly accounted for and adequately safeguarded. The financial statements have been audited by Deloitte LLP, Chartered Professional Accountants, the external auditors for the Corporation. The responsibility of the external auditor is to express an opinion on whether the financial statements are fairly presented, in all material respects, in accordance with Canadian public sector accounting standards. Council is responsible for ensuring that management fulfills its responsibility for financial reporting and internal control. Council meets periodically with management, as well as the external auditors to satisfy itself that each party is properly discharging its responsibilities with respect to internal controls and financial reporting. The external auditor reviews the consolidated financial statements and discusses any significant financial reporting or internal control matters prior to the approval of the consolidated financial statements by Council. Trevor Pinn, CPA, CA Michelle Pick, CPA, CGA Deputy CAO / Treasurer Accounting Services Manager / Deputy Treasurer _______, 2026 _______ , 2026 Independent Auditor’s Report To the Members of Council of The Corporation of the Municipality of Clarington Opinion We have audited the consolidated financial statements of The Corporation of the Municipality of Clarington (the “Municipality”), which comprise of the consolidated statement of financial position as at December 31, 2025, and the consolidated statements of operations, the consolidated statement of remeasurement gains, the consolidated statement of changes in net financial assets and cash flows for the year then ended, and notes to the consolidated financial statements, including a summary of significant accounting polices (collectively referred to as the “financial statements”). In our opinion, the accompanying financial statements present fairly, in all material respects, the financial position of the Municipality as at December 31, 2025, and the results of its operations, its remeasurement gains, changes in its net financial assets, and its cash flows for the year then ended in accordance with Canadian public sector accounting standards (“PSAS”). Basis for Opinion We conducted our audit in accordance with Canadian generally accepted auditing standards (“Canadian GAAS”). Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are independent of the Municipality in accordance with the ethical requirements that are relevant to our audit of the financial statements in Canada, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. Other Matter The financial statements for the year ended December 31, 2024 were audited by another auditor who expressed an unmodified opinion on those statements on July 15, 2025. Responsibilities of Management and Those Charged with Governance for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with Canadian public sector accounting standards, and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. 200 ON M5H 0A9 -601-6150 -601-6151 FOR DISCUSSION PURPOSES ONLY 1 In preparing the financial statements, management is responsible for assessing the Municipality’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management either intends to liquidate the Municipality or to cease operations, or has no realistic alternative but to do so. Those charged with governance are responsible for overseeing the Municipality’s financial reporting process. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian GAAS will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. As part of an audit in accordance with Canadian GAAS, we exercise professional judgment and maintain professional skepticism throughout the audit. We also: • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Municipality’s internal control. • Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management. • Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Municipality’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the Municipality to cease to continue as a going concern. • Evaluate the overall presentation, structure and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation. • Plan and perform the group audit to obtain sufficient appropriate audit evidence regarding the financial information of the entities or business units within the Municipality as a basis for forming an opinion on the financial statements. We are responsible for the direction, supervision and review of the audit work performed for purposes of the group audit. We remain solely responsible for our audit opinion. FOR DISCUSSION PURPOSES ONLY 2 We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit. Chartered Professional Accountants Licensed Public Accountants __________, 2026 FOR DISCUSSION PURPOSES ONLY 3 The Corporation of the Municipalit of Clarin ton Consolidated Statement of Financial Position As at December 31, 2025 2025 2024 Financial assets Cash and cash equivalents (Note 2) $100,443,293 $105,646,870 Investments (Notes 2,5) 226,108,263 170,166,029 Accounts receivable (Note 2) 20,166,345 21,284,448 Taxes receivable (Note 6) 21,776,601 18,133,202 Inventories for resale 12,892 3,755 Inventory - surplus land 146,349 146,349 Promissory notes receivable (Note 7) -8,321,000 Investment in Elexicon Corporation (Note 8) 28,084,486 19,586,381 Total financial assets 396,738,229 343,288,034 Liabilities Accounts payable and accrued liabilities (Note 2) 19,180,790 16,354,255 Employee future benefits liabilities (Notes 2,9) 10,294,698 10,113,440 Debenture debt (Notes 2,11) 129,120,126 80,164,952 Other long-term liabilities - Asset Retirement Obligations (Note 1) 464,209 462,416 Deferred revenue - general 23,144,385 21,297,535 Deferred revenue - obligatory reserve funds (Note 13) 89,135,436 88,351,472 Total liabilities 271,339,644 216,744,070 Net financial assets 125,398,585 126,543,964 Non-financial assets Tangible capital assets (Note 19) (Schedule 1) 522,602,064 483,339,815 Prepaid expenses 2,089,087 2,235,181 Inventory supplies 1,182,448 1,024,337 Total non-financial assets 525,873,599 486,599,333 Accumulated surplus (Note 20) 651,272,184 613,143,297 Accumulated surplus comprised of: Accumulated operating surplus 622,358,437 600,978,504 Accumulated remeasurement gains 28,913,747 12,164,793 Accumulated surplus $651,272,184 $613,143,297 Contingencies (Note 15) and Contractual Commitments (Note 16) The accompanying notes are an integral part of these consolidated financial statements. 4 The Corporation of the Municipalit of Clarin ton Consolidated Statement of Operations For the ear ended December 31, 2025 2025 Budget Note 22 2025 Actual 2024 Actual Revenues Taxation and user charges Property taxation $ 83,339,712 $ 82,841,026 $ 77,975,507 Taxation from other governments 5,013,347 5,072,780 4,881,256 User charges 19,305,380 21,172,128 18,311,885 Grants Government of Canada 10,500 140,203 477,810 Province of Ontario 107,481 994,213 214,638 Othe Deferred revenue earned 24,838,801 15,881,723 12,934,534 Investment income 3,271,750 9,268,846 8,912,578 Penalty and interest on taxes 1,900,000 3,179,663 2,536,811 Fines 313,100 333,821 298,171 Donations and contribution from others 140,698 15,621,289 4,342,432 Elexicon Corporation Equity share of net income -466,722 512,524 Contributed tangible capital assets (Note 19 (a)) 7,430,765 7,430,765 9,088,680 Other income -5,594 639,399 Loss on disposal of tangible capital assets -(59,842) (25,812) Total revenue 145,671,534 162,348,931 141,100,413 Expenses General government services 12,730,776 12,559,135 10,558,263 Protection services 26,768,609 26,883,768 24,392,258 Transportation services 40,100,252 42,893,150 40,741,414 Enviromental services 4,640,442 4,280,312 4,701,428 Health services 948,993 1,072,279 1,132,418 Recreation and cultural services 43,370,426 44,270,144 38,063,189 Planning and development services 9,888,748 9,010,210 8,481,765 Total expenses 138,448,246 140,968,998 128,070,735 Annual surplus 7,223,288 21,379,933 13,029,678 Accumulated surplus, be innin of ea 600,978,504 600,978,504 587,948,826 Accumulated surplus, end of ea $608,201,792 $622,358,437 $600,978,504 The accompanying notes are an integral part of these consolidated financial statements. 5 The Corporation of the Municipalit of Clarin ton Consolidated Statement of Remeasurement Gains For the Year Ended December 31, 2025 2025 2024 Remeasurement gains / losses $ 12,164,793 $ 828,517 Unrealized ains attributable to: Portfolio investments 28,913,747 11,880,255 Remeasurement ains 28,913,747 11,880,255 Amounts reclassified to the consolidated statement o operations: Portfolio investments (12,164,793) 1,113,055 Amounts reclassified to the consolidated statement o operations Proportion of other comprehensive income from investment in Elexicon Corporation (12,164,793 - 1,113,055 - Accumulated remeasurement ains, end of ea $ 28,913,747 $12,164,793 The accompanying notes are an integral part of these consolidated financial statements. 6 The Corporation of the Municipalit of Clarin ton Consolidated Statement of Chan e in Net Financial Assets For the ear ended December 31, 2025 2025 2025 2024 Budget Actual Actual Annual surplus $ 7,223,288 $ 21,379,933 $ 13,029,678 Amortization of tangible capital assets 24,979,788 25,511,407 24,078,934 Acquisition of tangible capital assets (26,441,056) (43,486,617) (31,232,882) Investment in assets under construction -(38,980,568) (19,777,532) ssets under construction transferred to tan ible capital assets -17,199,446 9,230,417 Net book value of tan ible capital assets disposals adjustments -494,083 215,843 Decrease (increase) in prepaid expenses -146,094 (29,738) Increase in inventory supplies -(158,111) (199,470) Net change in remeasurement gains for the year -16,748,954 12,993,310 Increase (decrease) in net financial assets 5,762,020 (1,145,379) 8,308,560 Net financial assets, be innin of ea 126,543,964 126,543,964 118,235,404 Net financial assets, end of ea $ 132,305,984 $125,398,585 $126,543,964 The accompanying notes are an integral part of these consolidated financial statements. 7 The Corporation of the Municipalit of Clarin ton Consolidated Statement of Cash Flows For the ear ended December 31, 2025 2025 2024 Operatin activities Annual surplus Non-cash items Amortization of tangible capital assets Loss on disposal of tangible capital assets Equity share of Elexicon Corporation net income Contributed tangible capital assets recorded in revenue Accretion expense Change in non-cash operating items Accounts receivable Taxes receivable Inventories for resale Accounts payable and accrued liabilities Employee future benefits liabilities Deferred revenue - general Deferred revenue - obligatory reserve funds Prepaid expenses Inventory supplies $ 21,379,933 $ 13,029,678 25,511,407 24,078,934 59,842 25,812 (466,722) (512,524) (7,430,765) (9,088,680) 1,793 12,509 1,118,103 (8,070,747) (3,643,399) (5,069,154) (9,137) 5,453 2,826,535 2,823,207 181,258 180,282 1,846,850 789,421 783,964 4,532,637 146,094 (29,738) (158,111) (199,470) 42,147,645 22,507,620 Capital activities Acquisition of tangible capital assets (net of contributed) (57,836,974) (32,691,317) Proceeds on disposal of tangible capital assets 434,241 190,031 (57,402,733) (32,501,286) Investin activities Increase in investments (39,193,280) (3,958,835) Elexicon equity investment change 351,196 - Dividends (returned) received from Elexicon Corporation (61,579) 505,179 (38,903,663) (3,453,656) Financin activities Repayment of long term liabilities (3,794,826) (2,039,737) Proceeds of debenture issue 52,750,000 51,867,000 48,955,174 49,827,263 Net (decrease) increase of cash and cash equivalents (5,203,577) 36,379,941 Cash and cash equivalents, beginning of year 105,646,870 69,266,929 Cash and cash equivalents, end of ear $100,443,293 $105,646,870 The accompanying notes are an integral part of these consolidated financial statements. 8 The Municipality of Clarington (the “Municipality”) is a municipality in the Province of Ontario, Canada. It conducts its operations guided by the provisions of provincial statutes such as the Municipal Act, the Municipal Affairs Act and related legislation. 1.Si nificant accountin policies The consolidated financial statements of the Municipality are the representations of management prepared in accordance with Canadian Public Sector Accounting Standards (“PSAS”). a.Si nificant accountin policies adopted are as follows: i.Reportin entit These consolidated financial statements reflect financial assets, liabilities, operating revenues and expenses, and the changes in investment in tangible capital assets of the Municipality of Clarington. The reporting entity is comprised of all organizations, local boards and committees controlled by the Municipality, including the following: - Board of Mana ement for the Historic Downtown - Newcastle Arena Board Bowmanville Business Improvement Area - Board of Mana ement for the Newcastle Central - Newcastle Communit Hall Business District Improvement Area Board - Board of Mana ement for the Orono Central - Solina Hall Board Business District Improvement Area - Clarin ton Public Librar Board and Clarin ton - Tyrone Community Hall Board Museums and Archives - Bowmanville Santa Claus Parade Committee - Clarington Heritage Committee All material inter-entity transactions and balances are eliminated on consolidation. ii.Investment in Elexicon Corporation The Municipality of Clarington, along with the City of Pickering, the Town of Ajax, the City of Belleville and the Town of Whitby own Elexicon Corporation. The Municipality of Clarington holds a 9.6433% (2024 - 9.248%) share of ownership. This share interest changed in 2025 with the redemption of promissory notes and subsequent conversion to newly issued common shares of Elexicon Corporation. The Municipality’s investment in Elexicon Corporation and its subsidiaries is accounted for on a modified equity basis, consistent with generally accepted accounting principles as recommended by PSAS for investments in government business partnerships. Under the modified equity basis of accounting, the business partnership’s accounting principles are not adjusted to conform to those of the Municipality and inter- organizational transactions and balances are not eliminated. The Municipality recognizes its equity interest in the annual income or loss of Elexicon Corporation in its “Consolidated Statement of Operations” with a corresponding increase or decrease in The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 9 1.Si nificant accountin policies continued a.Si nificant accountin policies adopted are as follows: continued ii.Investment in Elexicon Corporation continued its investment asset account. Any dividends that the Municipality may receive from Elexicon Corporation and other capital transactions will be reflected as adjustments in the investment asset account. iii.Accountin for re ion and school board transactions The taxation and other revenues, expenses, assets and liabilities with respect to the operations of the school boards and the Regional Municipality of Durham are not reflected in these consolidated financial statements. iv.Accountin for phase-in/cappin provisions Increases/decreases in property taxes levied as a result of the application of phase- in/capping legislation are not reflected in the Consolidated Statement of Operations but are reported on the Consolidated Statement of Financial Position. v.Trust funds Trust funds and their related operations administered by the Municipality are not included in these consolidated financial statements, but are reported separately on the “Trust Funds Statement of Operations” and “Trust Funds Statement of Financial Position”. vi.Financial Instruments Cash and cash equivalents and investments quoted in an active market are measured at fair value. All other investments are measured at cost. Accounts receivable, promissory notes receivable, accounts payable, and long-term debt are measured at cost or amortized cost. The carrying amount of each of these financial instruments is presented on the Consolidated Statement of Financial Position. Unrealized gains and losses from changes in the fair value of financial instruments are recognized in the Consolidated Statement of Remeasurement Gains and Losses. Upon settlement, the cumulative gain or loss is reclassified from the Consolidated Statement of Remeasurement Gains and Losses and recognized in the Consolidated Statement of Operations. Interest and dividends attributable to financial instruments are reported in the Consolidated Statement of Operations. When investment income and realized and unrealized gains and losses from changes in the fair value of financial instruments are externally restricted, the investment income and fair value changes are recognized as revenue in the period in which the resources are used for the purpose specified. For financial instruments measured using amortized cost, the effective interest rate The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 10 1.Si nificant accountin policies continued a.Si nificant accountin policies adopted are as follows: continued vi.Financial Instruments continued method is used to determine interest revenue or expense. All financial assets are tested annually for impairment. When financial assets are impaired, impairment losses are recorded in the Consolidated Statement of Operations. Transaction costs are added to the carrying value for financial instruments measured using cost or amortized cost. Transaction costs are expensed for financial instruments measured at fair value. b.Basis of accountin i.Accrual basis of accountin Revenues and expenses are reported on the accrual basis of accounting. The accrual basis of accounting recognizes revenues in the period in which transactions or events occurred that gave rise to the revenues; expenses are recognized in the period the goods and services are acquired and a liability is incurred or transfers are due. ii.Non-financial assets Non-financial assets are not available to discharge existing liabilities and are held for use in the provision of services. They have useful lives extending beyond the current year, and are not intended for sale in the ordinary course of operations. The change in non-financial assets during the year, together with the excess of revenues over expenses, provides the Changes in Net Financial Assets for the year. (a)Tangible capital assets (“TCA”) Tangible capital assets are recorded at cost, which includes all amounts that are directly attributable to acquisition, construction, development or betterment of the asset. The cost, less residual value, of the tangible capital assets are amortized on a straight-line basis over their estimated useful lives as follows: Land improvements 20-75 years Buildings 5-75 years Vehicles 7-20 years Equipment 3-25 years Linear road and related 7-75 years Linear storm sewers 40-75 years The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 11 1.Si nificant accountin policies continued b.Basis of accountin continued ii.Non-financial assets continued Amortization The Municipality uses the straight line method of amortization. For pooled assets and networks such as roads and storm sewers, one half of the annual amortization is charged in the year of acquisition or in-service date and in the year of disposal. For individual assets, if acquired (or in-service) in the first half of the year, the full year of the amortization is charged. If acquired (or in-service) in the second half of the year, one half of the annual amortization is charged. Similarly in the year of disposal, if the asset is disposed of in the first half of the year, one half of the amortization is charged but if disposed of in the second half of the year the full annual amortization is charged. Assets under construction are not amortized until the asset is available for productive use, at which time they are capitalized. Contribution of tangible capital assets Tangible capital assets received as contributions are recorded at their fair value at the date received/assumed and that fair value is also recorded as revenue. Works of art and historic assets The Municipality holds various works of art and historical trasures pertaining to the heritage and history of the Municipality. These items are not recognized as tangible caital assets in the consolidated financial statements as a reasonable estimate of the future benefits associated with such property cannot be made. (b)Inventories Inventories held for consumption are recorded at the lower of cost or replacement cost. iii.Reserves and reserve funds Certain amounts, as approved by Council, are set aside in reserves and reserve funds for future operating and capital purposes. Transfers to and/or from reserves and reserve funds are an adjustment to the respective fund when approved. Reserves and reserve funds form part of the Municipality’s accumulated surplus. iv.Deferred revenues Deferred revenues, which include advance payments for tickets, building permits and program registration fees; contributions from developers according to Section 37 of the Planning Act; and revenues set aside for specific purposes (obligatory reserve funds), represent fees which have been collected, but for which the related services have not yet been provided. Revenue is recognized when the related activity occurs or the The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 12 1.Si nificant accountin policies continued b.Basis of accountin continued iv.Deferred revenues continued service is performed. v.Emplo ee future benefits The present value of the cost of providing employees with future benefits programs is expensed as employees earn these entitlements through service. The cost of the benefits earned by employees is actuarially determined using the projected benefit method prorated on service and management’s best estimate of retirement ages of employees and expected health care and dental costs. Actuarial gains or losses are amortized on a straight-line basis over the expected average remaining service life of all employees covered. vi.Contaminated sites Contaminated sites are the result of contamination being introduced in air, soil, water or sediment of a chemical, organic, or radioactive material or live organism that exceed an environmental standard. A liability for remediation of contaminated sites is recognized when all of the following criteria are met: a) an environmental standard exists; b) contamination exceeds the environmental standard; c) the organization is directly responsible or accepts responsibility for the liability; d) future economic benefits will be given up; and e) a reasonable estimate of the liability can be made. Changes in this estimate are recorded in the Municipality’s statement of operations. As of December 31, 2025, there was no liability recorded on the statement. vii.Revenue reco nition Taxation Property tax billings are prepared by the Municipality based on assessment rolls issued by the Municipal Property Assessment Corporation (“MPAC”). Tax rates are established annually by Council, incorporating amounts to be raised for local services and amounts the Municipality is required to collect on behalf of the Regional Municipality of Durham and the Province of Ontario in respect of education taxes. Taxes are recorded at estimated amounts when they meet the definition of an asset, have been authorized and the taxable event occurs. For property taxes, the taxable event is the period for which the tax is levied. As taxes recorded are initially based on management’s best estimate of the taxes that will be received, it is possible that changes in future conditions, such as reassessments due to audits, appeals and court decisions, could result in a change in the amount of tax revenue recognized. Taxes receivable are recognized net of an allowance for anticipated uncollectible amounts. A normal part of the assessment process is the issuance of supplementary The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 13 1.Si nificant accountin policies continued b.Basis of accountin continued vii.Revenue reco nition continued assessment rolls which provide updated information with respect to changes in property assessment. Once a supplementary roll is received, the Municipality determines the taxes applicable and renders supplementary tax billings. Assessments of the related property taxes are subject to appeal. Any supplementary billing adjustments made necessary by the determination of such changes will be issued / billed as they are determined and the effect shared with the Region of Durham and school boards, as appropriate. Government transfers Government transfers are recognized as revenue in the consolidated financial statements when the transfer is authorized and any eligibility criteria are met, except to the extent that transfer stipulations give rise to an obligation that meets the definition of a liability. Transfers are recognized as deferred revenue when transfer stipulations give rise to a liability. Transfer revenue is recognized in the statement of operations as the stipulation liabilities are settled. Government transfers and developer contributions-in-kind related to capital acquisitions are required to be recognized as revenue in the consolidated financial statements in the period in which the tangible capital assets are acquired. User fees and service charges User charges for licenses and permits are recognized when the services are performed, good are delivered, all performance obiligations are satisfied and there is reasonable assurance of collection. All other user fees are recognized when the services are performed or goods are delivered and there is reasonable assurance of collection. Other Other revenue is recorded when it is earned and collection is reasonably assured. Investment income Investment income earned on operating surplus funds and reserve funds (other than obligatory reserve funds) are recorded as revenue in the period earned. Investment income earned on obligatory reserve funds are recorded directly to each respective fund balance and forms part of the deferred revenue – obligatory reserve funds balance. viii.Inventor for resale Inventory for resale is valued at the lower of cost or net realizable value on an average The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 14 1.Si nificant accountin policies continued b.Basis of accountin continued viii.Inventor for resale continued cost basis. ix.Use of estimates Since precise determination of many assets and liabilities is dependent upon future events, the preparation of periodic financial statements necessarily involves the use of estimates and approximations. These have been made using careful judgment. Actual results could differ from these estimates. x.Asset retirement obli ations Asset retirement obligations (ARO's) are provisions for legal obligations for the retirement of the Municipality's tangible capital assets that are either in productive use or no longer in productive use. An ARO liability is recognized when, as at the financial reporting date: (a)there is a statutory, contractual, or legal obligation to incur retirement costs in relation to a tangible capital asset; (b)the past transaction or event giving rise to the liability has occurred; (c)it is expected that future economic benefits will be given up; and (d)a reasonable estimate of the amount can be made. The Municipality recognizes asset retirement obligations in the period in which it incurs a statutory, contractual, or legal obligation associated with the retirement of tangible capital assets resulting from acquisition, construction, development, and or normal operation of tangible capital assets. The liabilities are measured initially at management’s best estimate of the discounted future cash flows required to settle the retirement obligation. For tangible capital assets that are still in productive use, the estimated retirement costs are capitalized and amortized on the same basis as the related tangible capital asset. For assets that are no longer in productive use, the liability is expensed in the period. In subsequent periods, the liability is accreted over time. The asset retirement obligations estimates are adjusted, if necessary, for changes in the liability estimate or timing of the future cash flows, as applicable. Accretion expenses are included in the Consolidated Statement of Operations. Actual costs incurred are charged against the asset retirement obligation to the extent of the liability recorded. Differences between actual costs incurred and the liability, if any are recognized in the Consolidated Statement of Operations when remediation is complete. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 15 2.Financial Instruments a.Classification The carrying value of each class of the Municipality's financial instruments is provided in the following tables, based on their measurement method. Cost /2025 Amortized Fair Value Cost Total Cash and cash equivalents $100,443,293 $ - $ 100,443,293 Investments 95,684,588 130,423,675 226,108,263 Accounts receivable - 20,166,345 20,166,345 Promissory notes --- Accounts payable and accrued liabilities - (19,180,790) (19,180,790) Debenture debt - (129,120,126) (129,120,126) Balance at the end of the ea $196,127,881 $ 2,289,104 $ 198,416,985 Cost / 2024 Amortized Fair Value Cost Total Cash and cash equivalents $105,646,870 $ - $105,646,870 Investments 40,196,827 129,969,202 170,166,029 Accounts receivable - 21,284,448 21,284,448 Promissory notes - 8,321,000 8,321,000 Accounts payable and accrued liabilities - (16,354,255) (16,354,255) Debenture debt - (80,164,952) (80,164,952) Balance at the end of the yea $145,843,697 $ 63,055,443 $208,899,140 The only financial instruments that are measured subsequent to initial recognition at fair value are cash and cash equivalents and certain equity investments quoted in an active market. These are fair value measurements that are derived from quoted prices (unadjusted) in the active markets for identical assets or liabilities using the last bid price. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 16 2.Financial Instruments continued b.Financial Instrument Fair Value Measurement The following table provides an analysis of financial instruments that are measured at fair value, using a fair value hierarchy of levels 1 to 3. The levels reflect the significance of the inputs used in making the fair value measurements, as described below: •Level 1 - Quoted prices (unadjusted) in active markets for identical assets or liabilities •Level 2 - Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly (i.e. as prices) or indirectly (i.e. derived from prices) •Level 3 - Inputs for the asset or liability that are not based on observable market data (unobservable inputs) Cash and cash equivalents Investments Total Level 1 Level 2 Level 3 2025 Total $100,443,293 $ - $ - $100,443,293 95,684,588 - - 95,684,588 $196,127,881 $ - $ - $196,127,881 Cash and cash equivalents Investments Total Level 1 Level 2 Level 3 2024 Total $105,646,870 $ - $ - $105,646,870 40,196,827 - - 40,196,827 $145,843,697 $ - $ - $145,843,697 There were no transfers between Level 1 and Level 2 for the year ended December 31, 2025. There were also no transfers in or out of Level 3. c.Financial Instrument Risk Mana ement The Municipality is exposed to credit risk, liquidity risk, interest rate risk and other price risk from its financial instruments. This note describes the Municipality's objectives, policies and processes for managing those risks and the methods used to measure them. Further qualitative and quantitative information in respect of these risks is presented below and throughout these consolidated financial statements. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 17 2.Financial Instruments continued c.Financial Instrument Risk Mana ement continued Credit Risk Credit risk is the risk of financial loss to the Municipality if a debtor fails to make payments of interest and principal when due. The Municipality is exposed to this risk relating to its cash and cash equivalents, investments, and accounts receivable. The Municipality holds its cash accounts with federally regulated chartered banks who are insured by the Canadian Deposit Insurance Corporation. In the event of default, the Municipality's cash accounts are insured up to $100,000. Accounts receivable are primarily due from the federal and provincial governments, as well as various developers and residents. Credit risk is mitigated by the financial solvency of the Provincial government and the highly diversified nature of the receivables. The Municipality measures its exposure to credit risk based on how long the amounts have been outstanding. An impairment allowance for accounts receivable of $12,000 (2024 - $11,000) and taxes receivable of $100,000 (2024 - $100,000) is set up based on the Municipality's historical experience regarding collections. It is management's opinion that the Municipality is not exposed to significant credit risk. There have been no significant changes from the previous year in the exposure to risk or policies, procedures and methods used to measure the risk. Market Risk Market risk is the risk that the fair value of future cash flows of a financial instrument will fluctuate because of changes in market prices. Market risk comprises three types of risk: currency risk, interest rate risk and equity risk. There have been no significant changes from the previous year in the exposure to risk or policies, procedures and methods used to measure the risk. Currency Risk Currency risk is the risk that the fair value of future cash flows of a financial instrument will fluctuate because of changes in foreign currency rates. The Municipality is not exposed to currency risk. Interest Rate Risk Interest rate risk is the potential for financial loss caused by fluctuations in fair value or future cash flows of financial instruments because of changes in market interest rates. The Municipality is exposed to this risk through its municipal debt and interest bearing The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 18 2.Financial Instruments continued c.Financial Instrument Risk Mana ement continued investments. The Municipality holds investments which consist of guaranteed investment certificates (GICs), fixed income securities, principal protected notes and investments managed by Prudent Investor with varying maturities from January 2026 to November 2035 (2024 - January 2025 to August 2034) and bearing interest rates between 1.40% and 8.45% (2024 - 0.95% to 12.0%). Investments with a maturity of less than 90 days as at the Consolidated Statement of Financial Position date are reported within cash and cash equivalents, due to the highly liquid nature of these investments. The Municipality holds municipal debt with variable interest rates which involve risks of default on interest and principal and price changes due to, without limitation, such factors as interest rate changes and general economic conditions. The Municipality structures its finances so as to stagger the maturities of debt, thereby minimizing exposure to interest rate fluctuations. There has been an increase in interest rate risk in the December 31, 2025 year end as the amount invested in the investment portfolio increased in the year. Equity Risk Equity risk is the uncertainty associated with the valuation of assets arising from changes in equity markets. The Municipality is exposed to this risk for investments measured at fair value. Refer to note 5 for a breakdown of investments by type. Liquidity Risk Liquidity risk is the risk that the Municipality will encounter difficulty in meeting its obligation associated with financial liabilities. Liquidity risk includes the risk that, as a result of operational liquidity requirements, the Municipality will not have sufficient funds to settle a transaction on the due date; will be forced to sell financial assets at a value, which is less than what they are worth; or may be unable to settle or recover a financial asset. The Municipality is exposed to this risk mainly in respect of accounts payable and accrued liabilities and long-term debt. The Municipality's approach to managing liquidity is to ensure as far as possible, that it will always have sufficient cash flows to fund its operations and to meet its liabilities when due, under both normal and stressed conditions. There have not been any changes to these risks from the prior year. Unless otherwise noted, the expected cash outflows are within one year. The following table sets out the contractual maturities (representing undiscounted contractual cash-flows) of financial liabilities: The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 19 2.Financial Instruments continued c.Financial Instrument Risk Mana ement continued 2025 Within 6 6 months to months 1 year 1 to 5 years Over 5 years Accounts pa able and accrued liabilities $ 18,756,794 $ 423,997 $ - $- Debenture debt - 6,190,263 32,087,146 90,842,717 $ 18,756,794 $ 6,614,260 $ 32,087,146 $ 90,842,717 2024Within 6 6 months to 1 months year 1 to 5 years Over 5 years ccounts pa able and accrued liabilities $ 16,008,759 $ 345,496 $ - $- Debenture debt - 3,794,826 20,617,419 55,752,707 $ 16,008,759 $ 4,140,322 $ 20,617,419 $ 55,752,707 3.Trust funds Trust funds administered by the Municipality amounting to $2,452,278 (2024 – $2,380,220) have not been included in the “Consolidated Statement of Financial Position” nor have their financial activities been included in the “Consolidated Statement of Operations”. 4.Operations of school boards and The Re ional Municipalit of Durham Further to Note 1(a)(iii), requisitions were made by the Regional Municipality of Durham and School Boards requiring the Municipality of Clarington to collect property taxes and payments in lieu of property taxes on their behalf. The amounts levied and remitted are summarized below: The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 20 4.Operations of school boards and The Re ional Municipalit of Durham continued School Boards Regional Municipality of Durham 2025 Property taxes $ 35,018,973 $129,307,584 Taxation from other governments 107,011 3,742,390 Total $ 35,125,984 $133,049,974 2024 Property taxes $ 34,697,695 $119,368,139 Taxation from other governments 107,011 3,446,298 Total $ 34,804,706 $122,814,437 5.Investments Total investments consist of investments pursuant to provisions of the Municipality’s investment policy and comprise guaranteed investment certificates (GICs), principal protected notes, government bonds issued by various financial institutions and investments managed by Prudent Investor. It is the Municipality’s intention to hold these investments until maturity. 2025 2024 GICs $ 10,722,953 $ 19,466,866 Principal Protected Notes 116,189,100 86,117,800 Bonds 48,298,105 52,416,570 Prudent Investments 21,984,358 - Subtotal 197,194,516 158,001,236 Adjustment to Fair Value 28,913,747 12,164,793 Total $226,108,263 $170,166,029 The Municipality holds investments with a maturity of less than 90 days, in a High Interest Savings Account. This value is reported within cash and cash equivalents, due to the highly liquid nature of these investments. Total investments, with a maturity of less than 90 days, have a value of $6,112,139 (2024 - $18,138,354) as included in cash and cash equivalents on the Consolidated The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 21 5.Investments continued Statement of Financial Position. 6.Taxes receivable The balance in taxes receivable, including penalties and interest, is comprised of the following: 2025 2024 Current year taxes $ 14,970,070 $ 13,224,917 Previous year taxes 6,906,531 5,008,285 21,876,601 18,233,202 Allowance for uncollectible taxes (100,000) (100,000) $ 21,776,601 $ 18,133,202 7. Promissor notes receivable 2025 2024 Promissor note receivable from Elexicon Corporation due on demand and bearin interest at the Ontario Ener Board deemed lon -term debt rate on an annual basis to maturit (4.13% for the current year). $ -$ 2,355,000 Promissor note receivable from Elexicon Ener Inc. maturin November 1, 2039 and bearin interest at the Ontario Ener Board deemed lon -term debt rate on a annual basis to maturity (4.13% for the current year). -5,966,000 $ -$ 8,321,000 Elexicon Corporation and Elexicon Energy Inc promissory notes were redeemed in August of 2025 and converted to common shares. Interest revenue earned from these notes receivable totaled $229,105 (2024 - $343,658). 8.Investment in Elexicon Corporation a.Investment in Elexicon Corporation The Municipality is accounting for its investment in Elexicon Corporation using a modified equity basis in these financial statements. The financial impact to the Municipality of Clarington's investment and equity are reported below. The following table provides condensed supplementary financial information of Elexicon Corporation and its subsidiaries for the year ended December 31: The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 22 The Corporation of the Municipalit of Clarin ton Notes to the Consolidated Financial Statements December 31, 2025 8. Investment in Elexicon Corporation continued a.Investment in Elexicon Corporation continued 2025 2024 Financial position Assets Current Capital and intangibles Othe Regulatory balances $ 134,275,000 858,960,000 168,000 60,426,000 $ 124,314,000 786,041,000 701,000 53,757,000 Total assets and regulatory balances 1,053,829,000 964,813,000 Liabilities Current Long-term debt Othe 134,517,000 340,341,000 232,891,000 193,653,000 283,463,000 218,555,000 Total liabilities 707,749,000 695,671,000 Shareholders' equity Share capital Contributed capital Retained earnings Regulatory balances 159,844,000 25,000 158,609,000 27,602,000 97,692,000 25,000 156,746,000 14,679,000 Total shareholders' equity and regulatory balances 346,080,000 269,142,000 Total liabilities, equity and regulatory balances 1,053,829,000 964,813,000 23 The Corporation of the Municipalit of Clarin ton Notes to the Consolidated Financial Statements December 31, 2025 8. Investment in Elexicon Corporation continued a.Investment in Elexicon Corporation continued Financial activities Revenues Other income Expenses Net movements in regulatory balances, net of tax 2025 590,295,000 12,799,000 (593,465,000) (8,431,000) 2024 564,962,000 9,721,000 (563,200,000) (5,941,000) Net income for the yea $ 1,198,000 $ 5,542,000 b.Municipalit 's equit is represented b : 2025 2024 Promissory notes receivable (Note 7) $ -$ 8,321,000 Initial investment in shares of the Corporation 10,146,495 10,146,495 Investment in additional common shares of the Corporation 7,969,805 - Accumulated net income 24,319,658 24,204,131 Net increase in value of investment 751,321 400,126 Accumulated dividends received (15,102,793) (15,164,371) Total equity 28,084,486 27,907,381 Municipality of Clarington's investment represented by: Investment in Corporation 28,084,486 19,586,381 Promissory notes receivable -8,321,000 $ 28,084,486 $ 27,907,381 c.Contin encies and uarantees of Elexicon Corporation the “Corporation” as disclosed in their financial statements are as follows: (i)Insurance claims The Corporation is a member of the Municipal Electric Association Reciprocal Insurance Exchange (“MEARIE”) which was created on January 1, 1987. A reciprocal insurance exchange may be defined as a group of persons formed for the purpose of exchanging reciprocal contracts of indemnity or inter-insurance with each other. MEARIE provides general liability insurance to member electric utilities. MEARIE also provides vehicle and property insurance to the Corporation. 24 8.Investment in Elexicon Corporation continued c.Contin encies and uarantees of Elexicon Corporation the “Corporation” as disclosed in their financial statements are as follows: continued Insurance premiums charged to each member electric utility consist of a levy per $1,000 of service revenue subject to a credit or surcharge based on each electric utility’s claims experience. (ii)Contractual obligation - Hydro One Networks Inc. The Corporation's subsidiary, Elexicon Energy Inc. (EE), is party to a connection and cost recovery agreement with Hydro One related to the construction by Hydro One of a transformer station designated to meet EE's anticipated electricity load growth. Construction of the project was completed during 2007 and EE connected to the transformer station during 2008. To the extent that the cost of the project is not recoverable from future transformation connection revenues, EE is obliged to pay a capital contribution equal to the difference between these revenues and the construction costs allocated to EE. The construction costs allocated to EE for the project are $19,950,000. Hydro One has performed a final true-up in 2024 based on actual load at the end of the fifteenth anniversary of the in-service date. The shortfall of connection transformation revenue for Hydro One resulted in an accrual recorded in 2024 of $4,062,000 and EE recognized this amount as an intangible asset. The final true-up payment was made in January 2025 and there is no further obligation with respect to this agreement. d.Lease commitments - Elexicon Corporation Future minimum non-cancellable lease payment obligations under finance leases are as follows: 2026 $ 71,000 2027 44,000 $ 115,000 9.Emplo ee future benefits liabilities a.Accumulated sick leave entitlement (i)Firefighters The Municipality provides two sick leave accumulation plans for firefighters. Plan A accumulates at the rate of one day per month of completed years of service to a maximum of 182 days. These employees may become entitled to a cash payment on retirement, early retirement, termination or death, at the rate of 50% of the accumulated The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 25 9.Emplo ee future benefits liabilities continued a.Accumulated sick leave entitlement continued credit, to a maximum of one-half a year’s salary. Plan B accumulates at the rate of one day per month once the employees complete five years of service. The estimated liability at December 31, 2025 was $1,578,122 (2024 - $1,405,844) and is included in the Consolidated Statement of Financial Position in the Employee future benefits liabilties. (ii)Other During the 1993 fiscal year, the Municipality negotiated an agreement with all employees (except firefighters) to terminate the sick leave benefit plan which had been in effect for many years. The Municipality agreed to pay to those employees covered by the plan and who had at least five-years’ service with the Municipality a cash equivalent of 50% of sick leave days accumulated to July 1, 1993 to a maximum of 120 days of salary. Remuneration for the buying out of sick days identified will be available to the employee at any time up to the time that the employee either leaves the Corporation or retires, at the rate of remuneration in effect at July 31, 1993. The estimated liability at December 31, 2025 amounted to $12,911 (2024 - $15,405) and is included in the Consolidated Statement of Financial Position in the Employee future benefits liabilities. b.Post-emplo ment benefits - othe The Municipality makes available to qualifying employees who retire before the age of 65 (firefighters - age 60) the opportunity of continuing their coverage for benefits such as medical (extended health), dental, and life insurance benefits. Coverage ceases at age 65. Dependent upon the eligibility, the cost of this coverage may be a shared responsibility between the Municipality and the retired employees. An actuarial valuation was performed as at December 31, 2025 based on data as at the valuation date and plan provisions. The accrued benefit obligation and net benefit costs (i.e. the expense) for the 2025 fiscal year end was determined by this valuation. The significant actuarial assumptions employed for the valuation are as follows: (i)Discount rate will be 4.10% per annum, raising to 4.30% in 2026. (ii)Future inflation rates will be 3.75% for 2026, and 3.25% thereafter (iii)Dental cost trend rates will be 3.30% in fiscal 2025 and will increase to 4.0% for 2027 through 2030. (iv)Extended health care trend rates will be 6.58% in fiscal 2025; and remain stable at that level through to 2030. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 26 9.Emplo ee future benefits liabilities continued c.Information about the Municipalit ’s emplo ee future benefits liabilities is as follows: 2025 2024 Accrued benefit obli ation Balance, beginning of yea $ 8,477,448 $ 8,314,232 Employer current service cost 532,862 511,874 Interest cost 355,260 345,967 Benefits paid (529,038) (533,140) Actuarial (gain) loss (488,749) (161,485) Balance, end of yea 8,347,783 8,477,448 Unamortized net actuarial gains 1,946,915 1,635,992 Emplo ee future benefits liabilities, end of ea $ 10,294,698 $ 10,113,440 2025 2024 Post retirement non-pension benefits $ 8,384,439 $ 8,379,213 Retiree cash bonus benefits 147,727 131,787 Sick leave entitlement benefits 1,591,033 1,421,249 Council severance benefits 169,499 181,191 Emplo ee future benefits liabilities, end of ea $ 10,292,698 $ 10,113,440 10.Pension a reements The Municipality makes contributions to the Ontario Municipal Employees Retirement Fund (“OMERS”). OMERS is a multi-employer defined benefit pension plan which provides pensions for employees of Ontario municipalities, local boards, public utilities and school boards. The pension plan is financed by equal contributions from participating employers and employees, and by the investment earnings of the fund. The most recent actuarial valuation of the Plan was conducted at December 31, 2025. The results of this valuation disclosed total going concern actuarial obligations of $151,365 million with respect to benefits accrued for service with actuarial net assets at that date of $150,043 million indicating an actuarial deficit of $1,322 million. Because OMERS is a multi-employer plan, any Plan surpluses or deficits are the joint responsibility of Ontario municipal organizations and their employees. As a result the Municipality does not recognize any share of the Plan surplus or deficit. The Municipality recognizes the expense related to this plan as contributions are made. The The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 27 10.Pension a reements continued contribution rates and year's maximum pensionable earnings (YMPE) are outlined in the table below. Yea YMPE NRA 65 up to YMPE NRA 65 up to YMPE NRA 60 up to YMPE NRA 60 over YMPE 2025 $ 71,300 9.00 % 14.60 % 9.20 % 15.80 % 2024 $ 71,300 9.00 % 14.60 % 9.20 % 15.80 % The amount contributed to OMERS for 2025 was $5,553,830 (2024 – $4,516,416) for current services and is included as an expense on the Consolidated Statement of Operations. 11.Debenture Debt The debenture debt consists of several debentures that mature in the years 2029 to 2045. In 2025, the Municipality, through the Region of Durham, entered into a sinking fund debenture valued at $47,750,000. As at December 31, 2025, the Municipality and Region have not made any contributions towards the principal amount of this sinking fund debenture. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 28 11.Debenture Debt continued a.Debenture debt details At the end of the year, the outstanding principal amount of this liability is $129,120,126 (2024 - $80,164,952). Maturity Date Interest Rate %1 Regional By-law # 2025 2024 July 2, 2029 1.25 to 2.80 38-2014 $ 1,997,600 $ 2,460,600 October 17, 2031 1.70 to 3.30 48-2016 430,000 496,000 April 13, 2032 1.70 to 3.30 56-2017 520,122 586,182 April 13, 2032 1.70 to 3.30 56-2017 667,404 752,170 July 5, 2042 3.35 to 4.30 32-2022 18,009,000 18,698,000 July 5, 2032 3.70 to 4.60 32-2022 4,727,000 5,305,000 October 25, 2044 3.40 to 4.60 2024-044 38,568,000 40,000,000 October 25, 2044 3.40 to 4.60 2024-044 591,000 650,000 October 25, 2044 3.40 to 4.60 2024-044 3,100,000 3,217,000 October 25, 2044 3.40 to 4.60 2024-044 7,760,000 8,000,000 June 27, 2045 2.75 to 4.70 2025-023 5,000,000 - October 25, 2044 - Sinking Fund 3.75 2025-039 47,750,000 - 129,120,126 80,164,952 Less: sinking fund assets -- Less: value of Re ion sinking fund deposits -- Total debenture debt $129,120,126 $ 80,164,952 1 Interest rates gradually increase to the upper limits noted in the table. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 29 11.Debenture Debt continued b.Principal pa ments Of the municipal debt reported in (a) of this note, principal payments are payable from general municipal revenues as follows: Debenture Payments Sinking Fund Deposits Total Principal Payments 2026 $ 4,124,915 $ 2,065,348 $ 6,190,263 2027 4,263,458 2,065,348 6,328,806 2028 4,409,001 2,065,348 6,474,349 2029 4,559,598 2,065,348 6,624,946 2030 4,186,449 2,065,348 6,251,797 Thereafte 59,826,705 37,423,260 97,249,965 $ 81,370,126 $ 47,750,000 $ 129,120,126 c.Principal and interest The annual principal and interest payments required to service these liabilities are within the annual debt repayment limit prescribed by the Ministry of Municipal Affairs and Housing. Principal payments include sinking fund contributions. To date, $nil of contributions were made related to the sinking fund debenture. d.Interest expense Total interest expense related to the debenture debt amounted to $3,705,235 (2024 - $1,660,494) and is reported on the Consolidated Statement of Operations. 12.Internal Loans As a means of funding various capital acquisitions, funds are borrowed from the Municipal Capital Reserve Fund. These funds are secured by promissory notes with interest rates ranging from 2.20% to 3.30% and payment terms of 15 years. The financing arrangements and ultimate repayment are approved by Council through the budget process. a.The followin is a summar of the individual loans: Major Parking Lot Rehabilitation $ 1,030,031 LED Street lighting Conversion 1,530,969 $ 2,561,000 The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 30 12.Internal Loans continued b.Of the internal loans reported in a of this note, principal pa ments are as follows: 2026 $ 287,000 2027 296,000 2028 304,000 2029 314,000 2030 324,000 Thereafte 1,036,000 $ 2,561,000 The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 31 13.Deferred revenue - obli ator reserve funds The continuity of “deferred revenue - obligatory reserve funds” of the Municipality is summarized as follows: 2025 2024 Balance, beginning of yea $ 88,351,472 $ 83,818,835 Contributions: Contributions from developers 7,635,555 4,533,465 Investment Income 5,708,385 6,345,996 Canada community-building 3,321,747 3,234,339 Provincial infrastructure -3,353,372 16,665,687 17,467,172 Utilization: Transfer to operating 2,635,981 3,554,483 Acquisition of TCA - construction 13,245,742 9,380,051 15,881,723 12,934,534 Change in deferred revenue during the yea 783,964 4,532,637 Balance, end of yea 89,135,436 88,351,472 Balance, end of year - analyzed as follows: Parkland cash-in-lieu 10,309,036 9,251,640 Canada community-building 5,340,929 3,821,009 Building code act (1) -(2,448,667) Provincial infrastructure 6,474,853 9,630,972 Development charges (Note 14) 67,010,618 68,096,518 Total deferred revenue – obligatory reserve funds $ 89,135,436 $ 88,351,472 (1)Building Division expenditures have exceeded revenues for fiscal 2025 ($1,691,711) and 2024 ($2,448,667), due to the cyclical nature of building permit activities. In 2025, the total deficit of $4,140,378 was offset by a transfer from the Rate Stabilization reserve fund. The Rate Stabilization reserve fund will be replenished in future years, when building permit revenues exceed expenditures. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 32 The Corporation of the Municipalit of Clarin ton Notes to the Consolidated Financial Statements December 31, 2025 14. Continuit of development char es reserve funds 2025 2024 Balance at the beginning of the yea $ 68,096,518 $ 64,217,390 Development charges collections 6,911,605 4,975,087 Investment income 5,004,807 5,623,697 Tangible capital assets acquisitions and construction (7,917,664) (4,620,206) Operating expenses (incl debenture payments) (5,084,648) (2,099,450) Balance at the end of the yea $ 67,010,618 $ 68,096,518 15.Contin encies Various legal actions and claims have been initiated by and against the Municipality, the outcomes of which cannot be determined at the time of reporting. Accordingly, no provision has been made in these consolidated financial statements for any liability which may result. Should any gain or loss occur as a result of the above legal actions the Municipality will account for the gain/loss when it is likely that such a gain/loss will occur and the amount is measurable. 16.Contractual commitments During the year the Municipality had work done on several major projects with contract values totaling approximately $13,825,262 (2024 - $23,669,084). These contracts relate to the construction and expansion of certain permanent facilities. As at December 31, 2025, $51,266,433 (2024 - $3,000,121) relating to these contracts had not been expended. 17.Related part transactions and balances - Elexicon Corporation The Municipality's investment in Elexicon Corporation is accounted for on a modified equity basis. Transactions of a non-investment nature are recorded at cost. 2025 2024 Transactions Dividends (returned) received Interest earned on promissory notes Property taxes Energy and services purchases $ (61,579) $ 229,105 40,110 738,265 505,179 343,658 36,607 670,152 Balances Promissory notes receivable Accounts payable and accrued liabilities $ - 57,882 $ 8,321,000 54,010 33 18.Guarantees In the normal course of business, the Municipality enters into agreements which contain guarantees. The Municipality’s primary guarantees are as follows: (i)The Municipality has provided indemnities under lease agreements for the use of various facilities or land. Under the terms of these agreements the Municipality agrees to indemnify the counterparties for various items including, but not limited to, all liabilities, losses, suits, and damages arising during, on or after the term of the agreement. The maximum amount of any potential future payment cannot be reasonably estimated. (ii)The Municipality indemnifies employees and elected officials for various items including, but not limited to, all costs to settle suits or actions due to association with the Municipality, subject to certain restrictions. The Municipality has purchased liability insurance to mitigate the cost of any potential future suits or actions. The term of the indemnification is not explicitly defined, but is limited to the period over which the indemnified party served as an employee or elected official of the Municipality. The maximum amount of any potential future payment cannot be reasonably estimated. (iii) The Municipality has entered into agreements that may include indemnities in favour of third parties, such as purchase and sale agreements, confidentiality agreements, engagement letters with advisors and consultants, outsourcing agreements, leasing contracts, information technology agreements and service agreements. These indemnification agreements may require the Municipality to compensate counterparties for losses incurred by the counterparties as a result of breaches in representation and regulations or as a result of litigation claims or statutory sanctions that may be suffered by the counterparty as a consequence of the transaction. The terms of these indemnities are not explicitly defined and the maximum amount of any potential reimbursement cannot be reasonably estimated. The nature of these indemnification agreements prevents the Municipality from making a reasonable estimate of the maximum exposure due to the difficulties in assessing the amount of liability which stems from the unpredictability of future events and the unlimited coverage offered to counterparties. Historically, the Municipality has not made any significant payments under such or similar indemnification agreements and therefore no amount has been accrued in these consolidated financial statements with respect to these agreements. 19.Tan ible capital assets The continuity of the historical cost and accumulated amortization for various categories of tangible capital assets can be found in Schedule 1. Further information relating to tangible capital assets is as follows: a.Contributed tan ible capital assets The Municipality of Clarington records all tangible assets contributed by an external party at The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 34 19.Tan ible capital assets continued a.Contributed tan ible capital assets continued fair value on the earlier of the date received or of the transfer of risk and responsibility. Typical examples are roadways, parks, land, and storm sewer lines installed by a developer as part of a subdivision agreement. For subdivision assets, the recorded date is considered to be the date of acceptance with the exclusion of streetlights with the recorded date as the date of completion. In 2025, there were contributed assets of $7,430,765 (2024 - $9,088,680). b.Works of Art and Historical Treasures The Municipality has one historical collection. The Clarington Museums and Archives collection is currently insured for $287,800. Also included in historical treasures are the cenotaphs located in Bowmanville, Newcastle, Orono and Newtonville. Due to the rural history, there are several abandoned cemeteries located throughout the Municipality. All associated physical items, including historical signs and cairns, or concrete structures build for old headstones, are considered a historical treasure. 20.Accumulated surplus Accumulated surplus is comprised of the following: 2025 2024 Tangible capital assets $ 522,602,064 $ 483,339,815 General surplus 30,754,117 3,521,819 Capital surplus 131,663,037 96,796,437 Inventory - surplus land 146,349 146,349 Debenture debt (129,120,126) (80,164,952) Over Unfunded emplo ee benefits and post-emplo ment liabilities 973,212 (4,614) Other long-term liabilities - ARO (464,209) (462,416) Accumulated remeasurement gains 28,913,747 (12,993,310) Reserves set aside for specific purposes b Council: Acquisition of capital assets reserves 9,557,937 10,060,101 Legal / consulting 3,223,152 3,240,304 Election expenses 516,965 391,965 Fire prevention 305,489 305,489 Burketon park improvements 7,569 7,569 Samuel Wilmot nature area 7,166 3,373 The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 35 20.Accumulated surplus continued 2025 2024 Secondary plans 8,101 24,093 Clarington Heritage committee board 13,762 12,262 Library and Museum 615,678 1,580,406 Reserve funds set aside for specific purposes b Council: General municipal purposes 5,676,290 7,459,135 Rate stabilization 4,957,409 13,750,978 Strategic capital 8,928,764 8,753,953 Parks and cemeteries 4,365,606 836,751 Debenture repayment 971,687 940,489 Economic development 998,983 683,111 Other cultural -38,508 Acquisition of capital assets reserve funds 8,873,787 6,484,077 Transportation Infrastructure 637,982 5,995 Miscellaneous capital 9,099,570 8,608,758 Engineering, bridges & culverts 2,975,281 2,898,375 Climate Action 322,074 184,104 Port Granby 347,166 336,016 Community improvement plan 3,312,071 2,204,883 Business improvement areas 133,962 129,680 Cemetery perpetual care -149,818 Community emergency management 776,804 880,661 Equity in Elexicon Corporation 28,084,486 27,835,212 Accumulated surplus $ 651,272,184 $ 613,143,297 21.Se mented information The Municipality provides a wide range of services to its residents. Distinguishable functional segments have been separately reported on Schedule 2. For each segment, revenues and expenses represent amounts that are directly attributable to each segment. Tax revenues are reported as part of general government. The nature of the segments and the activities they encompass are as follows: The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 36 21.Se mented information continued a.General overnment services General government is comprised of all departments that support the corporate governance, management and program support for the Municipality. b.Protection services Protection services includes protection to persons and property and is comprised of Emergency and Fire Services, Municipal Law Enforcement, Animal Services and Building Inspection / Enforcement services. Emergency and Fire Services includes responsibility for emergency management, fire prevention and public education, fire suppression, communication, and training. c.Transportation services Transportation services includes services provided by the Public Works department. The primary responsibilities include the inspection, planning and maintenance of the roads, bridges, sidewalks, streetlights, roadsides, winter snow clearing, subdivision planning, traffic engineering, development, and municipal servicing reviews. Other services include fleet maintenance, parking and school crossing guards. d.Environmental services Environmental services includes storm-water management, erosion control and resale of waste diversion goods. e.Health services Health services includes the maintenance and operation of the Municipality’s active and abandoned cemeteries and crematorium, cemetery records management and the sale of cemetery plots, permits and headstones. f.Recreation and cultural services Recreation and cultural services includes the administration, operation and maintenance of all recreational, aquatic, arena, community recreational facilities, parks and trails. Clarington Libraries, Museums and other external cultural agencies are also included in this segment. g.Plannin and development services Planning and development services includes the development of planning policies, urban design, development approvals, heritage preservation, real estate services and geomatics. This segment further includes business improvement areas and tourism activities. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 37 22.Bud et amounts The 2025 budgeted adopted by Council was prepared using the traditional fund accounting basis, whereas the financial statements are prepared on a full accrual basis. As a result, the approved 2025 budget figures have been adjusted to align with full accrual accounting for financial reporting purposes. These adjustments include recognizing amortization of tangible capital assets and other capital-related items, removing transfers to and from reserves and reserve funds, and incorporating post-employment benefit expenses. A reconciliation of the originally adopted budget to the figures presented in the consolidated financial statements is provided below. Bud et Consolidated Bud et adopted b Council entities adjustments PSAB Adjustments presented in statements Taxation $ 88,353,059 $ -$-$ 88,353,059 User charges 18,744,658 560,722 -19,305,380 Grants 113,981 4,000 -117,981 Other revenues 28,259,702 95,207 2,109,440 30,464,349 Contributed TCA --7,430,765 7,430,765 Total revenue 135,471,400 659,929 9,540,205 145,671,534 General government 38,407,999 -(25,677,223) 12,730,776 Protection 22,699,237 -4,069,372 26,768,609 Transportation 20,656,718 -19,443,534 40,100,252 Environmental 2,530,000 -2,110,442 4,640,442 Health 759,893 -189,100 948,993 Recreation & cultural 41,848,122 568,661 953,643 43,370,426 Planning & development 8,569,431 115,272 1,204,045 9,888,748 Total expenses 135,471,400 683,933 2,292,913 138,448,246 Annual surplus $ -$24,004 $ 7,247,292 $ 7,223,288 23. Comparative fi ures Certain comparative figures have been reclassified to conform to the financial statement presentation adopted in the current year. The Corporation of the Municipality of Clarington Notes to the Consolidated Financial Statements December 31, 2025 38 The Corporation of the Municipalit of Clarin ton Consolidated Schedule of Tan ible Capital Assets - Schedule 1 For the Year Ended December 31, 2025 2025 General Infrastructure Land Linear Road Linear Storm Assets under Land Improvements Buildings Vehicles Equipment Land & Related Sewers Buildings Vehicles Equipment construction Total Cost Balance, be innin of year (note 23) $ 72,823,374 $ 53,321,753 $118,380,784 $ 10,436,805 $ 16,935,910 $ 15,074,254 $445,103,425 $104,051,594 $ 2,510,405 $ 16,922,068 $ 480,648 $ 26,983,361 $883,024,381 Add: additions during the yea -4,054,432 11,889,548 3,322,776 1,172,576 1,661,900 12,495,599 1,833,185 108,486 6,816,672 120,318 38,980,568 82,456,060 Less: disposals during the yea -(83,754) (573,724) (582,520) (806,634) - (2,061,404) -- (1,762,535) - (17,199,446) (23,070,017) Balance, end of yea 72,823,374 57,292,431 129,696,608 13,177,061 17,301,852 16,736,154 455,537,620 105,884,779 2,618,891 21,976,205 600,966 48,764,483 942,410,424 Accumulated amortization Balance, be innin of yea - 20,373,193 64,266,010 7,590,255 10,705,276 - 257,681,641 27,069,563 1,861,421 9,996,784 140,423 -399,684,566 Add: amortization during the yea -1,807,049 3,692,851 838,276 1,392,183 - 14,659,919 1,403,824 63,468 1,589,545 64,292 -25,511,407 Less: accumulated amortization on disposals -(52,814) (328,888) (582,520) (792,610) - (1,868,246) -- (1,762,535) --(5,387,613) Balance, end of yea -22,127,428 67,629,973 7,846,011 11,304,849 - 270,473,314 28,473,387 1,924,889 9,823,794 204,715 -419,808,360 Net book value o tan ible capital assets $ 72,823,374 $ 35,165,003 $ 62,066,635 $ 5,331,050 $ 5,997,003 $ 16,736,154 $185,064,306 $ 77,411,392 $ 694,002 $ 12,152,411 $ 396,251 $ 48,764,483 $522,602,064 39 The Corporation of the Municipalit of Clarin ton Consolidated Schedule of Tan ible Capital Assets - Schedule 1 For the Year Ended December 31, 2025 2024 General Infrastructure Land Linear Road Linear Storm Assets under Land Improvements Buildings Vehicles Equipment Land & Realated Sewers Buildings Vehicles Equipment construction Total Cost Balance, be innin of yea $ 72,823,374 $ 47,987,193 $113,436,785 $ 9,796,389 $ 16,200,670 $ 9,448,254 $437,788,911 $102,632,133 $ 2,510,405 $ 17,881,727 $ 358,577 $ 16,436,245 $847,300,663 Add: additions during the yea -5,502,891 5,766,435 943,710 1,668,524 5,626,000 9,067,297 1,419,461 - 1,121,491 122,071 19,777,533 51,015,413 Less: disposals during the yea -(168,331) (822,436) (486,731) (933,284) - (1,752,783) -- (1,897,713) - (9,230,417) (15,291,695) Balance, end of yea 72,823,374 53,321,753 118,380,784 10,253,368 16,935,910 15,074,254 445,103,425 104,051,594 2,510,405 17,105,505 480,648 26,983,361 883,024,381 Accumulated amortization Balance, be innin of yea - 18,920,560 61,620,810 7,397,468 10,273,847 - 244,881,085 25,688,128 1,776,797 10,795,019 92,354 -381,446,068 Add: amortization during the yea -1,620,964 3,430,305 635,775 1,364,713 - 14,376,551 1,381,435 84,624 1,136,498 48,069 -24,078,934 Less: accumulated amortization on disposals -(168,331) (785,105) (486,731) (933,284) - (1,575,995) -- (1,890,990) --(5,840,436) Balance, end of yea - 20,373,193 64,266,010 7,546,512 10,705,276 - 257,681,641 27,069,563 1,861,421 10,040,527 140,423 -399,684,566 Net book value o tan ible capital assets $ 72,823,374 $ 32,948,560 $ 54,114,774 $ 2,706,856 $ 6,230,634 $ 15,074,254 $187,421,784 $ 76,982,031 $ 648,984 $ 7,064,978 $ 340,225 $ 26,983,361 $483,339,815 40 The Corporation of the Municipalit of Clarin ton Consolidated Schedule of Se mented Information - Schedule 2 For the Year Ended December 31, 2025 2025 General overnment services Protection services Transportation services Environmental services Recreation and Health services cultural services Plannin and development Consolidated Operatin revenue Taxation and user charges Grants Othe Elexicon Corporation Contributed tangible capital assets Other income Loss on disposal of tangible capital assets $ 90,657,870 $ 56,033 26,636,168 466,722 - 2,590 1,999 1,368,693 $ 64,014 450,966 - - - - 6,683,799 $ (25,378) 10,395,403 - 4,524,781 1,415 243,700 175,704 $ 51,813 - - 1,415,984 - - 375,772 $ - 65,096 - - - - 7,292,841 $ 553,184 6,565,784 - 1,490,000 62 (305,541) 2,531,255 $ 434,750 171,925 - - 1,527 - 109,085,934 1,134,416 44,285,342 466,722 7,430,765 5,594 (59,842) Total operatin revenue 117,821,382 1,883,673 21,823,720 1,643,501 440,868 15,596,330 3,139,457 162,348,931 Operatin expenses Salaries and wages Operating materials and supplies Contract services Rent and financial expenses External transfers to others Amortization expense Interest on long-term liabilities 8,658,207 769,501 1,557,823 234,393 - 1,316,388 22,823 23,116,647 1,602,719 1,073,762 - - 1,090,640 - 11,869,641 10,664,220 3,541,061 12,204 - 16,335,004 471,020 696,325 1,151,635 623,540 - - 1,808,812 - 560,849 442,707 - - - 68,723 - 23,732,431 7,858,254 3,236,232 123,376 1,186,478 4,833,995 3,299,378 6,772,513 490,209 1,689,643 - - 57,845 - 75,406,613 22,979,245 11,722,061 369,973 1,186,478 25,511,407 3,793,221 Total operatin expenses 12,559,135 26,883,768 42,893,150 4,280,312 1,072,279 44,270,144 9,010,210 140,968,998 Annual surplus deficit $ 105,262,247 $ 25,000,095 $ 21,069,430 $ 2,636,811 $ 631,411 $ 28,673,814 $ 5,870,753 $ 21,379,933 41 The Corporation of the Municipalit of Clarin ton Consolidated Schedule of Se mented Information - Schedule 2 For the Year Ended December 31, 2025 2024 General overnment services Protection services Transportation services Environmental services Recreation and Health services cultural services Plannin and development Consolidated Operatin revenue Taxation and user charges Grants Othe Elexicon Corporation Contributed tangible capital assets Other income Loss on disposal of tangible capital assets $ 83,671,952 $ 41,906 11,342,195 512,524 - 994 7,516 1,244,922 $ - 3,353,874 - - - - 5,660,407 $ 344,909 9,989,127 - 2,355,332 9,905 3,924 139,328 $ - 2,679 - 1,107,348 - - 474,117 $ - 133,374 - - - - 6,906,084 $ 318,133 3,912,260 - 5,626,000 - (37,252) 3,071,838 $ (12,500) 291,017 - - 628,500 - 101,168,648 692,448 29,024,526 512,524 9,088,680 639,399 (25,812) Total operatin revenue Operatin expenses Salaries and wages Operating materials and supplies Contract services Rent and financial expenses External transfers to others Amortization expense Interest on long-term liabilities 95,577,087 7,084,749 791,886 1,276,466 192,269 - 1,187,802 25,091 4,598,796 20,849,909 1,245,087 1,243,363 - - 1,053,899 - 18,363,604 10,399,607 7,497,743 7,071,595 13,615 - 15,566,055 192,799 1,249,355 726,205 1,419,864 775,674 - - 1,779,685 - 607,491 491,999 588,071 - - - 52,348 - 16,725,225 19,619,843 7,616,138 3,754,665 147,523 1,036,941 4,388,088 1,499,991 3,978,855 6,394,917 461,497 1,574,294 - - 51,057 - 141,100,413 65,567,229 19,620,286 15,696,057 353,407 1,036,941 24,078,934 1,717,881 Total operatin expenses Annual surplus deficit $ 10,558,263 85,018,824 $ 24,392,258 19,793,462 $ 40,741,414 22,377,810 $ 4,701,428 3,452,073 $ 1,132,418 524,927 $ 38,063,189 21,337,964 $ 8,481,765 4,502,910 $ 128,070,735 13,029,678 42 The Corporation of the Municipalit of Clarin ton Consolidated Schedule of Se mented Information - Schedule 3 For the Year Ended December 31, 2025 2025 - Budget General overnment services Protection services Transportation services Environmental services Health services Recreation and cultural services Plannin and development Consolidated Operatin revenue Taxation and user charges Grants Othe Contributed tangible capital assets $ 88,952,359 $ - 5,102,600 - 2,609,400 $ - 1,531,684 - 6,357,550 $ - 18,066,962 4,524,781 154,300 $ - - 1,415,984 382,600 $ - - - 6,781,660 $ 113,981 5,688,646 1,490,000 2,420,570 $ 4,000 74,457 - 107,658,439 117,981 30,464,349 7,430,765 Total operatin revenue 94,054,959 4,141,084 28,949,293 1,570,284 382,600 14,074,287 2,499,027 145,671,534 Operatin expenses Salaries and wages Operating materials and supplies Contract services Rent and financial expenses External transfers to others Amortization expense Interest on long-term liabilities 9,733,647 851,042 698,195 234,900 - 1,189,644 23,348 22,733,779 1,493,196 1,445,738 - - 1,095,896 - 11,149,102 9,207,820 3,275,575 11,335 - 16,279,222 177,198 533,071 1,272,123 1,062,740 - - 1,772,508 - 497,164 432,512 - - - 19,317 - 22,291,577 7,858,187 4,126,560 131,308 1,152,356 4,578,549 3,231,889 7,885,039 689,200 1,269,857 - - 44,652 - 74,823,379 21,804,080 11,878,665 377,543 1,152,356 24,979,788 3,432,435 Total operatin expense 12,730,776 26,768,609 40,100,252 4,640,442 948,993 43,370,426 9,888,748 138,448,246 Annual surplus deficit $ 81,324,183 $ 22,627,525 $ 11,150,959 $ 3,070,158 $ 566,393 $ 29,296,139 $ 7,389,721 $ 7,223,288 43 The Corporation of the Municipalit of Clarin ton Consolidated Schedule of Se mented Information - Schedule 3 For the Year Ended December 31, 2025 2024 - Budget General overnment services Protection services Transportation services Environmental services Health services Recreation and cultural services Plannin and development Consolidated Operatin revenue Taxation and user charges Grants Othe Contributed tangible capital assets Other Income $ 83,537,052 $ - 4,102,800 - - 2,503,200 $ - 807,911 - - 781,500 $ - 7,683,550 2,355,332 5,054,750 154,300 $ - - 1,107,348 - 382,600 $ - - - - 6,198,270 $ 113,981 1,643,214 5,626,000 - 2,470,970 $ - 63,000 - - 96,027,892 113,981 14,300,475 9,088,680 5,054,750 Total operatin revenue 87,639,852 3,311,111 15,875,132 1,261,648 382,600 13,581,465 2,533,970 124,585,778 Operatin expenses Salaries and wages Operating materials and supplies Contracted services Rent and financial expenses Enternal transfers to others Amortization expense Interest on long-term liabilities 7,261,958 909,123 792,975 162,300 - 1,189,644 25,574 20,129,219 1,178,300 1,458,087 - - 1,095,896 - 11,162,589 7,193,418 7,633,035 11,374 - 16,279,222 200,240 545,632 1,148,234 1,048,267 - - 1,772,508 - 481,289 508,341 - - - 19,317 - 19,138,698 8,107,937 3,713,361 127,726 1,044,519 4,578,549 1,127,472 7,826,129 618,613 1,067,061 - - 44,652 - 66,545,514 19,663,966 15,712,786 301,400 1,044,519 24,979,788 1,353,286 Total operatin expense 10,341,574 23,861,502 42,479,878 4,514,641 1,008,947 37,838,262 9,556,455 129,601,259 Annual surplus deficit $ 77,298,278 $ 20,550,391 $ 26,604,746 $ 3,252,993 $ 626,347 $ 24,256,797 $ 7,022,485 $ 5,015,481 44 Statement of Operations - Library Supplementary Schedule for the year ended December 31, 2025 2025 2024 Actual Actual (Note 23) $ $ Revenues Municipality of Clarington operating grant 4,617,291 3,989,337 Province of Ontario grant 107,111 125,911 Government of Canada grant 20,191 - Grants from others 24,498 - Fines, fees, sales, discards 50,037 44,142 Donations and bequests 16,126 8,008 Interest 136,349 184,678 Miscellaneous 40,815 10,011 Contributions from reserves 729,384 78,511 Contributions from reserve funds 81,604 - Total revenues 5,823,406 4,440,598 Expenses Personnel costs 4,945,810 3,379,237 Collections, operating and materials 219,112 188,816 Facility support 307,642 199,623 Products & supplies 44,139 44,390 Programs 31,412 41,826 Contracted services 76,967 107,879 Information Technology 142,720 188,810 Staff development 55,604 44,396 mortization expense 514,647 544,073 Transfer to reserves -256,916 Total expenses 6,338,053 4,995,966 Annual deficit (514,647) (555,368) 45 Statement of Operations - Museum Supplementary Schedule for the year ended December 31, 2025 2025 2024 Actual Actual Note 23 $ $ Revenues Municipality of Clarington operating grant 421,911 328,114 Province of Ontario grant -39,353 Government of Canada grant -8,394 Grants from others 25,161 - Fines, fees, sales, discards 3,016 2,795 Donations and bequests 1,469 441 Interest 25,100 35,750 Miscellaneous 4,368 6 Contributions from reserves 53,173 65,185 Total revenues 734,542 480,038 Expenses Personnel costs 580,567 319,021 Collections, operating and materials 43,576 1,477 Facility support 76,775 57,081 Products & supplies 10,568 4,729 Programs 4,436 5,686 Contracted services 18,039 91,715 Information Technology 809 1,954 Staff development 1,071 1,078 Total expenses 735,841 482,741 Annual deficit (1,299) (2,703) 46