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Staff Report
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Report To: Audit and Accountability Committee
Date of Meeting: April 7, 2022 Report Number: IAS-001-22
Submitted By: Catherine Carr, Manager of Internal Audit
Reviewed By: Mary -Anne Dempster, CAO Resolution#:
File Number: By-law Number:
Report Subject: Purchasing Card Internal Audit
Recommendations:
1. That Report IAS-001-22 be received;
2. That the Director of Financial Services/Treasurer be directed to review and develop
a plan to implement the recommended controls.
Municipality of Clarington
Report IAS-001-22
Report Overview
Page 2
Purchasing cards are a useful tool for managing low -value purchases. With purchases
averaging over one million from 2017 to 2020, Internal Audit planned an audit of purchasing
card activity. This report covers the findings and recommendations from the internal audit
conducted on the 2020 purchasing card activities.
1. Background
History of Purchasing Cards
1.1 The Purchasing Card Program was first implemented in 1998 through TD bank. The
program proved to be effective at streamlining the purchasing processes, mainly for
those purchases under $5,000, by reducing administrative processes. In 2003, TD Bank
sold its purchasing card program. The Municipality then switched to US Bank
Mastercard Program (COD-035-03). In 2015, the Purchasing Card Program was
reviewed, and the Municipality switched to BMO Mastercard through the Ontario
Education Collaboration Marketplace (OECM) (COD-005-15). With the new agreement
with BMO Mastercard, the Municipality can earn revenue on total purchases. This is
paid annually. In 2021, the Municipality received income of $9,236.50 for purchases
from June 2020 to May 2021.
Purchasing By-law and Purchasing Cards
1.2 As per the purchasing by-law, purchases under $5,000 do not require a purchase order,
and Staff can make these low -value purchases using their purchasing card. Purchasing
By-law 2021-007, Part 3, Item 16, states:
Purchases Up to $5,000 16. Goods and/or Services not exceeding a Cost of
$5,000, (excluding computers, software, computer accessories and cell phones)
do not require the submission of a Purchase Order (unless one is required by the
vendor) and may be purchased by individual Departments as required at the lowest
available Cost. However, if a term order or another form of Contract is established,
then the Department must purchase from the Contract vendor. Computers,
software, computer accessories and cell phones must be ordered in coordination
with IT Services, using a Purchase Order.
1.3 Generally, purchases over $5,000 are not processed on purchasing cards and as
stipulated in Schedule A of the Purchasing By-law, software and equipment
maintenance agreements are exempt. However, there could be a few exemptions for
emergency equipment. As the Municipality does not have a US bank account, it is more
efficient to process these US charges on a purchasing card. Currently, the Information
Municipality of Clarington
Report IAS-001-22
Page 3
and Technology Manager (IT Manager) is the only staff member in that division with a
purchasing card.
2. Purchasing Card Internal Audit
Methodology
2.1 In July 2021, the Internal Audit division began an in-depth audit of expenses made on
corporate -issued purchasing cards. This audit included time and resources dedicated to
research, planning, data compilation, analysis, and interviews. Internal audit staff were
delegated unfettered access to records and any relevant documents necessary to
conduct the audit as scoped.
2.2 The objective of this audit was to determine compliance of purchasing card usage with
the Municipality's procurement policies and Purchasing By-law, to review internal
controls of the purchasing card process and assess risk of fraudulent spending.
2.3 All departments and any staff member with a purchasing card under the current
agreement with the Municipality's Bank of Montreal (BMO) program were included as
part of this audit. The Clarington Library does not use the same system as the
Municipality. The Clarington Museums did use the BMO purchasing card with an MOL
with the Municipality. As of January 1, 2020, the Clarington Museums merged with the
Clarington Library. During 2020, the Clarington Museums stopped using the BMO
purchasing card through the Municipality's program.
2.4 The period chosen for this audit was the calendar year of 2020. The Municipality held
112 cards with the number of cards, limits and approval levels varying between
departments. Given the timeframe selected, the old organizational structure was in
place and was followed for this audit. The audit samples were taken from the entire
transaction list for the year, downloaded from the BMO client services site by the
Purchasing Manager. The raw data was then organized by date and then every loth
transaction was identified for further analysis as well as any transaction over $5,000.
Once those transactions were isolated, the backup for each transaction was reviewed.
The backup included the card statement from BMO, the spreadsheet analysis prepared
by the department and the receipts for the listed transactions. Each bundle of back up
documents was reviewed for a variety of criteria, some of which included; whether the
purchasing card was used for personal purchases, were Purchasing Card purchases
split to bypass purchasing card limits and/or policy on quotation/tender process, were P-
cards used to circumvent policy on quotation/tender process. From there any
issues/anomalies/deviations from the standard operating procedure were noted and
flagged.
Municipality of Clarington
Report IAS-001-22
Page 4
2.5 As part of the audit, policies reviewed were 135-Meal Allowance, E7-Conference and
Convention and El -Code of Ethics, G10-Purchasing Card Policy and the signed
agreement by the cardholder.
2.6 Further review was done to confirm processes for canceling purchasing cards (when
necessary), review the signed agreements for each of the cardholders identified in this
audit, review from departments on their procedures for processing monthly statements,
interviews, surveys, etc anonymous questionnaire were performed.
2.7 Some statistical data is shown in the attachments. This would include total amount of
purchasing card transactions, total number of cards issued, average transaction value.
Note that these statistics are grouped by the previous department structure.
Findings From Internal Audit
2.8 There was no indication of fraudulent purchases.
2.9 There were no incidents of invoice splitting found to circumvent the Purchasing By-law.
2.10 Several policies relate to employee expenses but the Municipality does not have a
comprehensive policy that clearly covers reasonable business expenses. There were
inconsistencies between departments with respect to some expenses. Some
departments bought gift cards for Staff and paid for meals and others did not. In many
cases, it was unclear who attended the meal or its purpose. This would be more
pertinent to meals within Clarington and Durham Region. It was probable that some of
the meals outside the area were related to conferences and training at outside locations;
however, individual meal purchases were not investigated.
2.11 There was a personal purchase made on a purchasing card. It was noted that this was
repaid once it was noticed by the staff member at time of statement review. The
employee and supervisor were questioned on this purchase and it appears to be an
unintended error. This has happened on occasion by several Staff as the purchasing
card can look very similar to a personal credit card. It is advisable for Staff to choose a
different PIN for the purchasing card as an additional measure to prevent the error using
the wrong card. There was no consistent personal use of the Purchasing card to
indicate abuse.
2.12 There was a long lag between the statement date and managerial approval and
submission to the Financial Services staff. As per the G10-Purhasing Card Policy, Staff
are to reconcile their account within ten days of the statement date (the 271h day of each
month). It is important to note that the appropriate receipt must be included with the
statement reconciliation. For example, this must include a detailed restaurant receipt,
not the point -of -sale Mastercard receipt.
Municipality of Clarington
Report IAS-001-22
Page 5
2.13 There were purchases made with the purchasing card at businesses that the
Purchasing Division has negotiated a term order, such as Staples. There is a corporate
discount with Staples. Orders can be made online through the appropriate department
staff person, and orders generally arrive the next day via courier. This would also apply
to coffee supplies and phone cases for corporate phones.
2.14 There was a significant number of purchases made for fleet parts. With one particular
vendor there was over $85,000 in parts purchases with over four hundred transactions.
There should be an agreement negotiated with the vendor and the Municipality at this
volume and frequency. As well, it was not always clear from the descriptions if the parts
were for a specific vehicle or restocking of inventory.
2.15 There was an incident of a supervisor having a staff person purchase a phone case for
the supervisor, and then the supervisor approved the purchasing card expenditures.
There should be clear rules on approvals. The approver should not directly benefit from
the purchase. This would apply to meals as well. For example, a supervisor should not
have a staff person pay for a meal that includes the supervisor and then approve that
expense. This was not found in the meal receipts reviewed; however, it is one of the
reasons it is important to show details of meal expenses, such as who attended.
2.16 There was a purchase of software that exceeded the $5,000 threshold that the IT
division did not make. The IT Steering Committee structure in 2020 did not clearly show
any documentation of IT discussion or approval of the software. The IT manager was
not advised in advance of the software purchases.
2.17 Processing of monthly reconciliations varied from department to department. In some
cases, each cardholder was responsible for the reconciliation and in other, a clerical or
administrative staff person reconciled the accounts. This was a departmental decision
on how to process the monthly reconciliation. If the cardholder does not provide the
appropriate documentation to the clerk, then there is additional work for the clerk to
follow up with the cardholder. Ultimately, the cardholder is responsible for having the
appropriate receipts for their transactions.
2.18 From the Financial Services Department staff, it was noted that some statement
reconciliation remittances were often late and some did not include the required receipt
necessary for HST reporting. The purchaser, in this case the cardholder, is responsible
for ensuring they have the proper receipt complete with the HST number. An order form
or email confirmation of an order is not a proper receipt.
2.19 The Purchasing Manager sends out a transaction summary report to Department Heads
twice a year. This report shows all the transactions on purchasing cards issued to their
department. This can be used to look at trends and review purchasing card uses by
their Staff.
Municipality of Clarington
Report IAS-001-22
3. Recommendations
Page 6
3.1 That a comprehensive employee business expense policy be written to include
guidelines on all appropriate expenses. This would include the rules on meals, alcohol,
gift cards, phone accessories, mileage, and other expenses. It is important to note that
not all expenses are paid through the purchasing card program. Mileage expenses are
remitted through an employee expense form and paid through the payroll process, and
other expenses are paid through the Accounts Payable system. This will assist in
providing all staff clear direction on appropriate expenses. There should also be clear
rules outlined on meal expenses and required information on the expense (reason for
meal and who is in attendance).
3.2 It is recommended that a staff recognition policy be developed. The current policy D4
Employee Recognition Program pertains to the annual employee recognition function
which historically has included an organized dinner and awards. Rewarding Staff for
extra efforts throughout the year is important in maintaining morale and staff
engagement. It should be noted that under CRA rules, gift cards are considered a
taxable benefit. As well, the Municipality has a High Five program that Staff can
acknowledge the exceptional work and efforts of their coworkers. A policy with clear
guidelines would provide a consistent practice across all departments. It is
recommended that pre -approval be required before incurring the expense. For example,
as part of a team building exercise, supervisors could provide lunch.
3.3 Provide a memo to purchasing cardholders with reminders about rules on purchases.
This could include existing vendors with purchase agreements, rules on phone
accessories and other reminders. Additionally, it should be recommended that Staff use
a different PIN for their purchasing card rather than using the same PIN they use for
their personal cards.
3.4 Provide training to refresh Staff on monthly reconciliation process including timelines,
HST information and required receipts. Consider creating a form to be completed by
cardholder for a missing or improper receipt to be included in monthly reconciliation
process. If the process is reviewed and changed by Financial Services staff, ensure that
all Staff are aware of the changes to the process.
3.5 Public Works and Purchasing Division should investigate setting up a purchase
agreement on fleet parts. Following a competitive procurement process ensures the
highest value for the Municipality. If there is a specific supplier due matching equipment,
then a negotiated agreement should be made with clear terms and conditions.
3.6 A reminder that purchasing card limits, including transaction limits, should be reviewed
periodically by departments factoring in the Purchasing By-law and the staff
responsibilities. Changes to limits are documented through emails to the Purchasing
Municipality of Clarington Page 7
Report IAS-001-22
Manager and require Department Head approval. If there is an exception to the $5,000
limit of a purchase without a purchase order such as specialized equipment, the
Purchasing Manager can make a temporary change to the limits with clear
documentation and Department Head approval.
3.7 There are changes being made to the IT Steering Committee which will improve IT
decision making (software and hardware). There should be Terms of Reference for the
IT Steering Committee.
3.8 Cyclical audits of purchasing card should be conducted on a regular basis. This will be
incorporated into future internal audit workplans.
4. Concurrence
Not Applicable.
5. Conclusion
The purchasing card program is a valuable tool for Staff as an efficient method of
procuring low -value goods and services. It is important to maintain controls to reduce
the risk of abuse and ensure that Municipal by-laws and policies are followed. While
there are strong controls in place, there is some room for improvement. It is respectfully
recommended that report IAS-001-22 be received and that Management be directed to
review and develop an implementation plan for the recommendations.
Staff Contact: Catherine Carr, Internal Audit Manager, 905-623-3379 ext 2606 or
ccarr@clarington.net
Attachments:
Attachment 1 — Purchasing Card Statistics
Interested Parties:
There are no interested parties to be notified of Council's decision.
TOTAL PURCHASING CARDS PER YEAR AND DEPARTMENT
. _�2017MNWaM1
CAC) Office
6
6
7
6
Clerks
7
5
5
6
Community Services
32
30
31
29
Corporate Services
8
8
7
7
Emergency & Fire Services
24
18
19
14
Engineering
11
12
10
11
Finance
2
3
4
3
Legal
2
2
2
2
Mayor's Office
4
4
4
2
Operations
24
27
26
25
Planning
4
3
5
5
Totals
124
118
120
110
TRANSACTION TOTAL PER YEAR AND DEPARTMENT
CAC) Office
$ 43,286
$ 78,508
$ 51,360
$ 49,362
Clerks
28,166
44,624
23,753
28,060
Community Services
154,995
207,461
181,257
89,765
Corporate Services
56,768
227,112
150,335
157,117
Emergency & Fire Services
216,235
80,917
88,672
56,153
Engineering
37,940
34,295
34,145
18,512
Finance
26,179
43,719
27,176
13,472
Legal
2,114
10,187
7,039
5,515
Mayors Office
22,318
19,449
25,162
11,928
Operations
443,282
467,476
467,198
390,817
Planning
18,097
22,196
21,792
13,990
Totals
$ 1,049,383
$ 1,235,943
$ 1,077,891
$ 834,692
AVERAGE TRANSACTION VALUE PER YEAR AND DEPARTMENT
1,200
1,000
800
600
Average Transaction Value ($)
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